Jefferson County property record for 61 Providence Ln, Monticello, FL 32344
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,129 sqft · built 2007 |
| Lot Size | 4.81 acres (209,829 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Feb 2021) |
| Tax Bill | $3,771 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-1N-4E-0660-0000-0010 |
| Primary APN | 08-1N-4E-0660-0000-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,129 sqft Living Area |
| 1st Floor Area | 2,129 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 209,829 sqft (4.81 acres) |
| Garage Area | 486 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 408 sqft |
| Deck Area | 602 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 61 PROVIDENCE LN |
|---|---|
| City | MONTICELLO |
| State | FL |
| Zip | 32344-6074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.817 ACRES PT OF TRACT 1 GREAT OAKS SUBDV 1ST ADD BEING SECS 5 & 8 ORB 165 P 738 & 208 P 256 |
| Legal Range | 04E |
| Legal Township | 01N |
| Legal Section | 08 |
| Legal Subdivision | GREAT OAKS 1ST ADD |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | JEFFERSON FL |
| Township / Civil Division | MONTICELLO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 250104 |
Source: Jefferson County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 61 PROVIDENCE LN, MONTICELLO, FL 32344-6074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS LLC |
| Apr 16, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CAPITAL CITY BANK |
| Nov 6, 2020 | Warranty Deed, Transfer CAPITAL CITY HM LNS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2021 · Amount on Record |
| Deed Sale | Feb 2, 2021 · Amount on Record |
| Prior Sale | Nov 6, 2020 · Amount on Record |
| Deed Document Number | 2021348 |
| Deed Book / Page | 797 / 269 |
| Prior Transfer Date | Oct 10, 2005 |
| Prior Transfer Doc | 0005780762 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Property Address | 61 PROVIDENCE LN, MONTICELLO, FL 32344-6074 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1997 COPPER BEECH CT, TALLAHASSEE, FL 32308-6151 |
| Document Number | 0007970271 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 797/271 |
| Instrument | 202133000349 |
| Name | CAPITAL CITY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LAWRENCEVILLE, GA 30043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Property Address | 61 PROVIDENCE LN, MONTICELLO, FL 32344-6074 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007530331 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 0753/0331 |
| Instrument | 201833001043 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Recording Date | Nov 6, 2020 |
| Property Address | 61 PROVIDENCE LN, MONTICELLO, FL 32344-6074 |
| Document Number | 0007920021 |
| Book / Page | 000792 / 000021 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 33003050 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 61 PROVIDENCE LN MONTICELLO FL 323446074, MONTICELLO, FL 32344-6074 |
| Document Number | 7920023 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 000792/000023 |
| Instrument | 33003051 |
| Name | CAPITAL CITY HM LNS LLC |
|---|---|
| Address | LAWRENCEVILLE, GA 30043 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 5, 2050 |
Source: Jefferson County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,771.00 Homeowner's exemption | $299,023 (+2.9%) | $351,023 (+7.77%) Land $50,579 Building $300,444 |
| 2024 | $3,771.00 (+2.5%) Homeowner's exemption | $290,596 (+3%) | $325,730 (+3.49%) Land $40,945 Building $284,785 |
| 2023 | $3,679.00 (+5.39%) Homeowner's exemption | $282,132 (+2.57%) | $314,739 (+2.7%) Land $28,902 Building $285,837 |
| 2022 | $3,491.00 Homeowner's exemption | $275,060 | $306,476 Land $28,902 Building $277,574 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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