61 Pine Crest Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 61 Pine Crest Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 2009
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Oct 2023)
Tax Bill	$3,293 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7026-00270-0130`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7026-00270-0130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
Gross Area	2,088 sqft
1st Floor Area	1,378 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2016
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	540 sqft
Pool Area	274 sqft
Deck Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	61 PINE CREST LN
City	PALM COAST
State	FL
Zip	32164-7040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 26 BLOCK 00027 LOT 0013 SUBDIVISION OR 226 PG 781 OR 470 PG 511 OR 1281 PG 878 OR 1555 PG 703 OR 1674/1595 OR 1679/762 OR 1765/38 OR 2016/1459 OR 2037/1426 OR 2213/1406
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	27
Legal Lot Number	13
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1012
Census Tract	60213

Owner

61 Pine Crest Ln is owned and occupied by an individual who bought it in October 2023.

Source: Flagler County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	61 PINE CREST LN, PALM COAST, FL 32164-7040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 5, 2023	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Oct 21, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 22, 2017	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2023 · Amount on File
Deed Sale	Oct 5, 2023 · Amount on File
Prior Sale	Jun 22, 2017 · Amount on File
Deed Document Number	202343484
Deed Book / Page	2817 / 864
Prior Transfer Date	Jul 7, 2008
Prior Transfer Doc	0016741595
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Recording Date	Apr 10, 2026
Property Address	61 PINE CREST LN, PALM COAST, FL 32164-7040
Document Number	0000014767
Book / Page	3045 / 1584
Instrument Date	Apr 4, 2026
Instrument	202614767
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 PINE CREST LN, PALM COAST, FL 32164-7040

Mortgage

Document Number	0000014767,
Date	Apr 10, 2026
Book Page	3045/1584
Instrument	202614767

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 5, 2023
Property Address	61 PINE CREST LN, PALM COAST, FL 32164-7040
Document Number	0028170864
Book / Page	2817 / 864
Map Reference	MB 9 PG 20-35
Instrument Date	Sep 29, 2023
Instrument	2023043484
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	SELECT TITLE SERVICES INC, SELECT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 ALMIRA DR, GREENWICH, CT 06831-5105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 PINE CREST LN, PALM COAST, FL 32164-7040

Mortgage

Document Number	0002817866
Date	Oct 5, 2023
Instrument	2817/866

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	61 PINE CREST LN, PALM COAST, FL 32164-7040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 PINE CREST LN, PALM COAST, FL 32164-7040

Mortgage

Document Number	0024871709
Date	Oct 21, 2020
Book Page	2487/1709
Instrument	2020042880

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 22, 2017
Property Address	61 PINE CREST LN, PALM COAST, FL 32164-7040
Document Number	0022131406
Book / Page	002213 / 001406
Instrument Date	Jun 19, 2017
Instrument	22099
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	FLAGLER COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,116.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 PINE CREST LN PALM COAST FL 321647040, PALM COAST, FL 32164-7040

Mortgage

Document Number	22131407
Date	Jun 22, 2017
Book Page	002213/001407
Instrument	22100

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 61 Pine Crest Ln was $3,293, up 2.5% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,293.00 (+2.49%)	$224,370	$281,314 Land $53,000 Building $228,314
2024	$3,213.00 (+88.34%)
2023	$1,706.00 (+2.96%) Homeowner's exemption Additional exemption filed	$168,799 (+3%)	$267,988 (+4.58%) Land $42,000 Building $225,988
2022	$1,657.00 Homeowner's exemption Additional exemption filed	$163,883	$256,250 Land $44,000 Building $212,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 61 Pine Crest Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Pine Crest Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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