61 Orchard Ln, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 61 Orchard Ln, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,458 sqft
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$2,195,000 (Jul 2012)
Tax Bill	$39,140 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`551400 146-19-2-29`

Property Details

APN / Parcel Number

Primary APN	`551400 146-19-2-29`
Alternative APN	`140014601900020290000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,458 sqft Living Area
1st Floor Area	1,606 sqft
2nd Floor Area	1,432 sqft
Upper Floors Area	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Colonial
Exterior Material	Wood
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	61 ORCHARD LN
City	RYE
State	NY
Zip	10580-3620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	MAP SOUND VIEW PARK
Legal Block	2
Legal Lot Number	29.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	6
Census Block	6006
Census Tract	7600

Owner

61 Orchard Ln is owned and occupied by two individuals who bought it in July 2012.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	61 ORCHARD LN, RYE, NY 10580-3620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 30, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Apr 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jan 11, 2019	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2012 · Amount on File
Deed Sale	Jul 13, 2012 · Amount on File
Prior Sale	Nov 24, 1997 · Amount on File
Deed Document Number	2012521883064
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	61 ORCHARD LN, RYE, NY 10580-3620
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	CELTIC TITLE AND ABSTRACT LLC, CELTIC TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 ORCHARD LN, RYE, NY 10580-3620

Mortgage

Document Number	0620333710
Date	Feb 3, 2022
Instrument	620333710

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Min Rate At Change	2.75%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	61 ORCHARD LN, RYE, NY 10580-3620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	JUDICAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0590293495
Date	Jan 30, 2019
Instrument	590293495

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	61 ORCHARD LN, RYE, NY 10580-3620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CELTIC TITLE & ABSRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0600933032
Date	Apr 13, 2020
Instrument	600933032

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	61 ORCHARD LN, RYE, NY 10580-3620
Document Number	0590293500
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	JUDICIAL TITLE INSURANCE COMPANY, JUDICIAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	61 ORCHARD LN RYE NY 105803620, RYE, NY 10580-3620

Mortgage

Document Number	0590293500
Date	Jan 30, 2019
Book Page	059029/003500

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2026 property tax bill for 61 Orchard Ln was $39,140, up 56.1% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$39,140.00 (+56.09%)
2025	$25,075.00	$30,875 (-) Land $7,400 Building $23,475	$2,616,526 (+6.78%) Land $627,119 Building $1,989,407
2024		$30,875 (+4.75%) Land $7,400 Building $23,475	$2,450,397 (+7.24%) Land $587,302 Building $1,863,095
2023		$29,475 Land $7,400 Building $22,075	$2,284,883 Land $573,643 Building $1,711,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 61 Orchard Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	29 (1979–2021)
Claims Outside the SFHA	22 of 29
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 61 Orchard Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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