61 Ocean St, Davenport, CA 95017 Property Records

Santa Cruz County property record for 61 Ocean St, Davenport, CA 95017

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,607 sqft · built 1979
Lot Size	0.116 acres (5,053 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Jun 2018)
Tax Bill	$20,011 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`058-081-11`

Property Details

APN / Parcel Number

Primary APN	`058-081-11`
Alternative APN	`058-081-11-000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,607 sqft Living Area
Gross Area	2,972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,053 sqft (0.116 acres)
Garage Type	Attached
Garage Area	365 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	61 OCEAN ST
City	DAVENPORT
State	CA
Zip	95017-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	DAVENPORT SUB #2
Legal Block	3
Legal Lot Number	7
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WEST SANTA CRUZ
Census Block Group	2
Census Block	2097
Census Tract	120200

Owner

61 Ocean St is owned and occupied by two individuals who bought it in June 2018.

Source: Santa Cruz County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 153, DAVENPORT, CA 95017-0153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jun 9, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jun 15, 2018	Grant Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on File
Deed Sale	Jun 15, 2018 · Amount on File
Prior Sale	Aug 2, 2013 · Amount on File
Deed Document Number	201818313
Prior Transfer Date	Dec 21, 2012
Prior Transfer Doc	0000006391
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	61 OCEAN ST, DAVENPORT, CA 95017
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 153, DAVENPORT, CA 95017-0153

Mortgage

Document Number	0000023012
Date	Nov 30, 2023
Instrument	2023-0023012

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	61 OCEAN ST, DAVENPORT, CA 95017
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 OCEAN ST, DAVENPORT, CA 95017

Mortgage

Document Number	0000060669
Date	Dec 16, 2021
Instrument	2021-0060669

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	61 OCEAN ST, DAVENPORT, CA 95017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019006
Date	Jun 9, 2017
Instrument	2017-0019006

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	61 OCEAN ST, DAVENPORT, CA 95017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013131
Date	May 16, 2019
Instrument	2019-0013131

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 15, 2018
Property Address	61 OCEAN ST, DAVENPORT, CA 95017
Document Number	0000018313
Map Reference	MB 18 PG 29
Instrument Date	Jun 5, 2018
Instrument	2018-0018313
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7032 VALLEY KNOLL RD, CARMEL, CA 93923-7917

Mortgage

Document Number	0000018314
Date	Jun 15, 2018
Instrument	2018-0018314

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 61 Ocean St was $20,011 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Pacific Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,276,645 (+2%) Land $765,987 Building $510,658
2025	$20,011.00 Homeowner's exemption	$1,251,612 Land $750,967 Building $500,645
2023	$18,605.00 (+3.02%) Homeowner's exemption	$1,203,010 Land $721,806 Building $481,204	$1,131,660
2022	$18,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 Ocean St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	40 units insured incl. 25 condo units
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Ocean St is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVENPORT COUNTY SANITATION serves 350 people · EPA ID CA4400571
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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