Westerly Town property record for 61 Oak St, Westerly, RI 02891
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,716 sqft · built 1915 |
| Lot Size | 0.238 acres (10,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $339,000 (Nov 2021) |
| Tax Bill | $3,184 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:47 B:186 |
| Primary APN | WEST M:47 B:186 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,716 sqft Living Area |
| Gross Area | 3,698 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,356 sqft (0.238 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1122377 |
|---|---|
| Street Address | 61 OAK ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1739 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 186 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 50801 |
Source: Westerly Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 ELLA ST, 2, WESTERLY, RI 02891-1665 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2021 | Warranty Deed, Transfer · FHA Mortgage EASTERN BANK |
| Sep 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage DIME BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2021 · Amount on Record |
| Deed Sale | Nov 1, 2021 · Amount on Record |
| Prior Sale | Sep 15, 2017 · Amount on Record |
| Deed Document Number | 20216063 |
| Deed Book / Page | 2021 / 27135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 1, 2021 |
| Property Address | 61 OAK ST, WESTERLY, RI 02891-1739 |
| Document Number | 2021-27135 |
| Book / Page | 2021 / 27135 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 2021-6063 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 20216064 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2021-6064 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 15, 2017 |
| Property Address | 61 OAK ST, WESTERLY, RI 02891-1739 |
| Document Number | 2017-6442 |
| Book / Page | 002017 / 016442 |
| Instrument Date | Sep 10, 2017 |
| Instrument | 4035 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 22 MILROSE AVE WESTERLY RI 028911430, WESTERLY, RI 02891-1430 |
| Document Number | 2017-6444 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 002017/016444 |
| Instrument | 4036 |
| Name | DIME BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,184.00 (+8.01%) | $409,300 (+41.04%) Land $145,300 Building $264,000 |
| 2023 | $2,948.00 (+0.58%) | $290,200 (-) Land $104,100 Building $186,100 |
| 2022 | $2,931.00 | $290,200 Land $104,100 Building $186,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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