61 Morningmist Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 61 Morningmist Ln, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,400 sqft · built 1975
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$69,000 (Apr 2014)
Tax Bill	$907 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`448901361000000`

Property Details

APN / Parcel Number

Primary APN	`448901361000000`
Alternative APNs	`44343` `59146`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,400 sqft Heated Area
Gross Area	3,184 sqft
1st Floor Area	1,400 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Lot Width	480 ft Width
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	224 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	59146
Street Address	61 MORNINGMIST LN
City	MURPHY
State	NC
Zip	28906-2208
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BATES PROP 1488/250 1543/434
Legal Subdivision	BELLVIEW COMMUNITY
Legal Phase	1488
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2022
Census Tract	930502

Owner

61 Morningmist Ln, a rural home, is owned by an individual who acquired it in December 2022.

Source: Cherokee County records, as of October 10, 2025

Owner of Record	Individual Name on File
Mailing Address	1530 COOK CREEK RD, MURPHY, NC 28906-7580
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2017	Deed of Trust, Mortgage · FHA Mortgage ALLIANCE FINANCIAL RESOURCES LLC
Jun 27, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2014 · Amount on File
Deed Sale	Apr 23, 2014 · Amount on File
Deed Document Number	201416
Deed Book / Page	1488 / 250
Last Transfer Date	Dec 14, 2022
Transfer Doc	001726/777
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	61 MORNINGMIST LN, MURPHY, NC 28906-2208
Transaction Type	Mortgage
Record Updated	Aug 31, 2023
Title Company	FIDELITY NATIONAL TITLE G, FIDELITY NATIONAL TITLE GROU

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01562/0096
Date	Jun 7, 2017
Book Page	01562/0096
Instrument	02438

Lender

Name	ALLIANCE FINANCIAL RESOURCES LLC
Type	Mortgage Company
Address	PHOENIX, AZ 85054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	61 MORNINGMIST LN, MURPHY, NC 28906-2208
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 MORNINGMIST LN, MURPHY, NC 28906-2208

Mortgage

Document Number	001737/721
Date	Jun 27, 2023
Book Page	1737/721
Instrument	3099

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Jun 1, 2047

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Dec 15, 2022
Property Address	61 MORNINGMIST LN, MURPHY, NC 28906-2208
Document Number	001726/777
Book / Page	1726 / 777
Instrument Date	Dec 14, 2022
Instrument	7755
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61 MORNINGMIST LN, MURPHY, NC 28906-2208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 COOK CREEK RD, MURPHY, NC 28906-7580

Tax Assessment & Valuation

The 2025 property tax bill for 61 Morningmist Ln was $907.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$907.00	$124,790	$124,790 Land $18,610 Building $106,180
2023		$136,460 (-)	$136,460 (-) Land $18,610 Building $117,850
2022	$1,023.00	$136,460	$136,460 Land $18,610 Building $117,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 Morningmist Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Morningmist Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Ridge Mountain EMC, Frontier, RiverStreet Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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