Allegany County property record for 61 Maple St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 972 sqft · built 1924 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jun 2026) |
| Tax Bill | $563 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-046676 |
| Primary APN | 04-046676 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 972 sqft Total Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 324 sqft |
| Deck Area | 270 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 046676 |
|---|---|
| Street Address | 61 MAPLE ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 61 MAPLE & ANDERSON STS LOT 8 PT 7 50X100 |
| Legal Subdivision | MAPLESIDE |
| Legal Lot Number | 8 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 700 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 61 MAPLE ST, CUMBERLAND, MD 21502-4318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 4, 2026 | Special Warranty Deed, Transfer · FHA Mortgage ALLEGANY/GARRETT TITLE AND SETTLEMENT, ALLEGANY GARRETT TITLES & SETT |
| Jul 21, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST PEOPLES COMMUNITY FCU |
| May 28, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on Record |
| Deed Sale | Jun 4, 2026 · Amount on Record |
| Prior Sale | Jun 18, 2003 · Amount on Record |
| Deed Book / Page | 3165 / 465 |
| Prior Transfer Date | May 13, 2021 |
| Prior Transfer Doc | 002664-0327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jun 4, 2026 |
| Property Address | 61 MAPLE ST, CUMBERLAND, MD 21502-4318 |
| Document Number | 3165000465 |
| Book / Page | 3165 / 465 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | ALLEGANY/GARRETT TITLE AND SETTLEMENT, ALLEGANY GARRETT TITLES & SETT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $126,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 61 MAPLE ST, CUMBERLAND, MD 21502-4318 |
| Investor | Possibly a Property Investor |
| Document Number | 3165000475, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 3165/475 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 61 MAPLE ST, CUMBERLAND, MD 21502-4318 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002684-0297 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 2684/297 |
| Name | FIRST PEOPLES COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21505 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | May 28, 2021 |
| Property Address | 61 MAPLE ST, CUMBERLAND, MD 21502-4318 |
| Document Number | 002664-0327 |
| Book / Page | 2664 / 327 |
| Instrument Date | May 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 61 MAPLE ST, CUMBERLAND, MD 21502-4318 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,700 (+11.71%) Land $10,000 Building $71,700 | $81,700 (-) Land $10,000 Building $71,700 | |
| 2025 | $563.00 (+8.27%) Homeowner's exemption | $73,133 (+30.59%) | $81,700 (+45.89%) Land $10,000 Building $71,700 |
| 2023 | $520.00 Homeowner's exemption | $56,000 Land $10,000 Building $46,000 | $56,000 Land $10,000 Building $46,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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