61 Main St, Cohoes, NY 12047 Property Records

Albany County and Cohoes City property record for 61 Main St, Cohoes, NY 12047

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,040 sqft · built 1890
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Oct 2025)
Tax Bill	$2,595 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010300 10.67-1-28`

Property Details

APN / Parcel Number

Primary APN	`010300 10.67-1-28`
Alternative APNs	`030001006700010280000000` `01006700010280000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,040 sqft Total Area
1st Floor Area	1,028 sqft
2nd Floor Area	1,012 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Porch	Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01006700010280000000
Street Address	61 MAIN ST
City	COHOES
State	NY
Zip	12047-3008
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	ALBANY NY
Township / Civil Division	COHOES
Census Block Group	4
Census Block	4005
Census Tract	12800

Owner

Source: Albany County and Cohoes City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1079 OAK BLUFF DR, DAVENPORT, FL 33837-3687
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Warranty Deed, Transfer · Conventional Mortgage BALLSTON SPA NATIONAL BANK
Sep 5, 2025	Warranty Deed, Transfer MPR TITLE AGENCY, SMPR TITLE AGENCY
Jul 23, 2020	Quit Claim Deed, Construction Loan · Construction Mortgage ALBANY CNTY LAND BK CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Sep 5, 2025 · Amount on Record
Deed Document Number	202517825
Prior Transfer Date	Jun 22, 2016
Prior Transfer Doc	0000013927
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Sep 5, 2025
Property Address	61 MAIN ST, COHOES, NY 12047-3008
Document Number	0000005992
Map Reference	MAP 489 MB 31
Instrument Date	Aug 22, 2025
Instrument	R2025-15992
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	MPR TITLE AGENCY, SMPR TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61 MAIN ST, COHOES, NY 12047-3008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PORT WAY, SARATOGA SPRINGS, NY 12866-7271

Mortgage

Document Number	0000005994
Date	Sep 5, 2025
Instrument	R2025-15994

Lender

Name	BALLSTON SPA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2035
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	11.1%
Index	1-Year CMT
Margin	2
Max Rate	11.1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Sep 5, 2025
Property Address	61 MAIN ST, COHOES, NY 12047-3008
Document Number	0000005993
Map Reference	MAP 489 MB 11
Instrument Date	Jun 28, 2025
Instrument	R2025-15993
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	MPR TITLE AGENCY, SMPR TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,268.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11393 MELLOW CT, WEST PALM BEACH, FL 33411-9124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 MAIN ST, COHOES, NY 12047-3008

July 2020: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	ALBANY NY
Recording Date	Jul 23, 2020
Property Address	61 MAIN ST, COHOES, NY 12047-3008
Document Number	0000015593
Instrument Date	Mar 4, 2020
Instrument	15593
Transaction Type	Construction Loan
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$68.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MAIN ST COHOES NY 120473008, COHOES, NY 12047-3008

Mortgage

Document Number	15594
Date	Jul 23, 2020
Instrument	15594

Lender

Name	ALBANY CNTY LAND BK CORP
Address	ALBANY, NY 12207
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 22, 2021

Tax Assessment & Valuation

Source: Albany County and Cohoes City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Cohoes City
Unified School District	Cohoes City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,595.00 (+43.05%)
2025	$1,814.00 (+2.02%)	$47,000 (-) Land $6,200 Building $40,800	$139,259 (+4.24%) Land $18,370 Building $120,889
2024		$47,000 (-) Land $6,200 Building $40,800	$133,599 (+13.7%) Land $17,624 Building $115,975
2023		$47,000 (-) Land $6,200 Building $40,800	$117,500 (+5.47%) Land $15,500 Building $102,000
2022		$47,000 Land $6,200 Building $40,800	$111,401 Land $14,695 Building $96,706
2021	$1,778.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COHOES CITY serves 18,447 people · EPA ID NY0100192
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025
Treatment and Procedure	No certified operator currently in violation since Apr 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks.

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