61 Main St, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 61 Main St, Bowdoinham, ME 04008

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,443 sqft · built 1893
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,889 (2025)
Deeds & Mortgages	Dec 2021 Refinance Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOWN M:U01 L:038`

Property Details

APN / Parcel Number

Primary APN	`BOWN M:U01 L:038`
Alternative APN	`1027`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,443 sqft Living Area
Gross Area	3,795 sqft
1st Floor Area	1,027 sqft
Basement Area	1,027 sqft
Unfinished Basement	1,027 sqft

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,806 sqft (1.35 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	1027
Street Address	61 MAIN ST
City	BOWDOINHAM
State	ME
Zip	04008-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	38
Jurisdiction	BOWDOINHAM ME
Township / Civil Division	BOWDOINHAM
Census Block Group	1
Census Block	1036
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

61 Main St is owned and occupied by two individuals who acquired it in December 2023.

Source: Sagadahoc County and Bowdoinham Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	61 MAIN ST, BOWDOINHAM, ME 04008-4421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Jul 11, 2019	Deed of Trust, Mortgage · VA Mortgage BANGOR SVGS BK
Jan 24, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023
Deed Sale	Dec 19, 2023
Prior Sale	Jul 16, 2019 · Amount on File
Deed Document Number	20232023R-06368
Prior Transfer Date	Jul 11, 2019
Prior Transfer Doc	0000004186
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	61 MAIN ST, BOWDOINHAM, ME 04008-4421
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010944
Date	Dec 27, 2021
Instrument	2021R-10944

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	253 Months
Due	Jan 1, 2043

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	61 MAIN ST, BOWDOINHAM, ME 04008-4421
Document Number	0000004187
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 MAIN ST BOWDOINHAM ME 040084421, BOWDOINHAM, ME 04008-4421

Mortgage

Document Number	0000004187
Date	Jul 16, 2019
Instrument	4187

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BANGOR, ME 04402-0400

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	61 MAIN ST, BOWDOINHAM, ME 04008-4421
Document Number	0000000716
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 MAIN ST BOWDOINHAM ME 040084421, BOWDOINHAM, ME 04008-4421

Mortgage

Document Number	0000000716
Date	Feb 2, 2018
Instrument	716

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 61 Main St was $7,889, up 5.3% from the year before.

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Bowdoinham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,889.00 (+5.28%)	$356,800 (-) Land $63,200 Building $293,600
2024	$7,493.00 (+7.69%)	$356,800 (-) Land $63,200 Building $293,600
2023	$6,958.00 (+29.33%)	$356,800 (+19.97%) Land $63,200 Building $293,600
2022	$5,380.00	$297,400 Land $52,700 Building $244,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 61 Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2012)
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWDOINHAM WATER DISTRICT serves 738 people · EPA ID ME0090210
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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