61 Lower Shad Rd, Pound Ridge, NY 10576 Property Records

Westchester County and Pound Ridge Town property record for 61 Lower Shad Rd, Pound Ridge, NY 10576

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,676 sqft · built 1988
Lot Size	2.94 acres (128,066 sqft)
Owner	2 Individual Names on File
Last Sale	$1,195,000 (Aug 2021)
Tax Bill	$33,637 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554600 9318-14.1`

Property Details

APN / Parcel Number

Primary APN	`554600 9318-14.1`
Alternative APNs	`460000931800000140010000` `05`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,676 sqft Living Area
1st Floor Area	3,170 sqft
2nd Floor Area	1,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	128,066 sqft (2.94 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	2,293 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	05
Street Address	61 LOWER SHAD RD
City	POUND RIDGE
State	NY
Zip	10576-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Lot Number	14.001
Jurisdiction	WESTCHESTER NY
Township / Civil Division	POUND RIDGE
Census Block Group	2
Census Block	2010
Census Tract	12400

Owner

61 Lower Shad Rd is owned and occupied by two individuals who bought it in August 2021.

Source: Westchester County and Pound Ridge Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	61 LOWER SHAD RD, POUND RIDGE, NY 10576-2216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	Aug 6, 2021 · Amount on File
Deed Document Number	2021612004097
Record Updated	Oct 29, 2026

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 6, 2021
Property Address	61 LOWER SHAD RD, POUND RIDGE, NY 10576-2216
Document Number	0612004097
Map Reference	MAP 22443
Instrument Date	Jul 22, 2021
Instrument	612004097
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61 LOWER SHAD RD, 61, POUND RIDGE, NY 10576-2216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 43RD AVE, LONG ISLAND CITY, NY 11101-6810

Mortgage

Document Number	0612083664
Date	Aug 6, 2021
Instrument	612083664

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	61 LOWER SHAD RD, POUND RIDGE, NY 10576-2216
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610993352
Date	Jun 1, 2021
Instrument	610993352

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 61 Lower Shad Rd was $33,637, up 2.2% from the year before.

Source: Westchester County and Pound Ridge Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pound Ridge Town
Unified School District	Bedford Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$33,637.00 (+2.18%)
2025	$32,919.00	$227,645 (-) Land $60,000 Building $167,645	$1,812,460 (+2.39%) Land $477,707 Building $1,334,753
2024		$227,645 (-) Land $60,000 Building $167,645	$1,770,179 (+11.2%) Land $466,563 Building $1,303,616
2023		$227,645 Land $60,000 Building $167,645	$1,591,923 Land $419,580 Building $1,172,343

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 61 Lower Shad Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1979–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Lower Shad Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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