Essex County and Millburn Township property record for 61 Locust Ave, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 2,130 sqft · built 1930 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,030,000 (Apr 2023) |
| Tax Bill | $15,892 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00605-0000-00016 |
| Primary APN | 12-00605-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,130 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Street Address | 61 LOCUST AVE |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X150 |
| Legal Block | 605 |
| Legal Lot Number | 16 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 20200 |
Source: Essex County and Millburn Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 61 LOCUST AVE, MILLBURN, NJ 07041-1553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Oct 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Apr 6, 2023 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2023 · Amount on Record |
| Deed Sale | Apr 6, 2023 · Amount on Record |
| Prior Sale | May 5, 2008 · Amount on Record |
| Deed Document Number | 202321637 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 61 LOCUST AVE, MILLBURN, NJ 07041-1553 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | REALSAFE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 61 LOCUST AVE, MILLBURN, NJ 07041-1553 |
| Document Number | 0000011504 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026011504 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 61 LOCUST AVE, MILLBURN, NJ 07041-1553 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 61 LOCUST AVE, MILLBURN, NJ 07041-1553 |
| Document Number | 0000066625 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 2025066625 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.1% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 6, 2023 |
| Property Address | 61 LOCUST AVE, MILLBURN, NJ 07041-1553 |
| Document Number | 0000021637 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023021637 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 SAINT PAULS AVE # AVE6K, AVE6K, JERSEY CITY, NJ 07306-3709 |
| Name | Verified Name |
|---|---|
| Address | 61 LOCUST AVE, MILLBURN, NJ 07041-1553 |
| Investor | Possibly a Property Investor |
| Document Number | 0000021638 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 2023021638 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $884,300 (+12.35%) Land $493,800 Building $390,500 | $884,300 (+12.35%) Land $493,800 Building $390,500 | |
| 2025 | $15,892.00 (+1.87%) | $787,100 (+0.18%) Land $493,800 Building $293,300 | $787,100 (+0.18%) Land $493,800 Building $293,300 |
| 2024 | $15,600.00 (+2.19%) | ||
| 2023 | $785,700 (-) Land $493,800 Building $291,900 | $785,700 (-) Land $493,800 Building $291,900 | |
| 2022 | $15,266.00 (+0.26%) | $785,700 Land $493,800 Building $291,900 | $785,700 Land $493,800 Building $291,900 |
| 2021 | $15,226.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 87 (1978–2026) |
| Claims Outside the SFHA | 68 of 87 |
| Most Recent Claim | Jul 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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