61 Lighthouse Rd, Owls Head, ME 04854 Property Records

Knox County and Owls Head Town property record for 61 Lighthouse Rd, Owls Head, ME 04854

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,697 sqft · built 1979
Lot Size	1.71 acres (74,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,175,000 (Oct 2025)
Tax Bill	$11,927 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`OWLS M:011 L:044`

Property Details

APN / Parcel Number

Primary APN	`OWLS M:011 L:044`
Alternative APN	`1170`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,697 sqft Living Area
1st Floor Area	2,697 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	74,488 sqft (1.71 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1170
Street Address	61 LIGHTHOUSE RD
City	OWLS HEAD
State	ME
Zip	04854-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	44
Jurisdiction	OWLS HEAD ME
Township / Civil Division	OWLS HEAD
Census Block Group	4
Census Block	4003
Census Tract	970800

Owner

Source: Knox County and Owls Head Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 WAVECREST DR, YORK, ME 03909-1528
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT
Nov 22, 2023	Deed of Trust, Mortgage · ARM FINANCE AMERICA LLC
Oct 30, 2025	Warranty Deed, Transfer CHOICE MORTGAGE CORP
May 17, 2018	Deed of Trust, Mortgage ROCKLAND SVGS BK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Deed Book / Page	6285 / 17
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWLS HEAD ME
Property Address	61 LIGHTHOUSE RD, OWLS HEAD, ME 04854-2001
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060730314
Date	Nov 22, 2023
Book Page	6073/314
Instrument	2023-8975

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount Recorded
Term	1009 Months
Due	Dec 1, 2107

Interest

Rate Type	Adjustable Rate
Rate	7.74%
Type Change Date	Jan 1, 2024
Index	LIBOR
Margin	2

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWLS HEAD ME
Property Address	61 LIGHTHOUSE RD, OWLS HEAD, ME 04854-2001
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060730299
Date	Nov 22, 2023
Book Page	6073/299
Instrument	2023-8974

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	1009 Months
Due	Dec 1, 2107

Interest

Rate Type	Adjustable Rate
Rate	7.74%
Type Change Date	Jan 1, 2024
Index	LIBOR
Margin	2

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWLS HEAD ME
Recording Date	Oct 30, 2025
Property Address	61 LIGHTHOUSE RD, OWLS HEAD, ME 04854-2001
Document Number	0062850017
Book / Page	6285 / 17
Instrument Date	Oct 29, 2025
Instrument	2025-8690
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 WAVECREST DR, YORK, ME 03909-1528

Mortgage

Document Number	0020258691
Date	Oct 30, 2025
Instrument	2025-8691

Lender

Name	CHOICE MORTGAGE CORP

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWLS HEAD ME
Property Address	61 LIGHTHOUSE RD, OWLS HEAD, ME 04854
Document Number	0052920254
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 101 OWLS HEAD ME 048540101, OWLS HEAD, ME 04854-0101

Mortgage

Document Number	0052920254
Date	May 17, 2018
Book Page	005292/000254
Instrument	4300

Lender

Name	ROCKLAND SVGS BK FSB
Type	Federal Savings Bank
Address	ROCKLAND, ME 04841

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 16, 2019

Tax Assessment & Valuation

Source: Knox County and Owls Head Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Knox County
County Subdivision	Owls Head Town
Unified School District	Regional School Unit 13 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,927.00 (+6.76%)	$1,296,400 (+79.86%) Land $133,500 Building $1,162,900
2024	$11,172.00	$720,800 (-) Land $313,900 Building $406,900
2023	$11,172.00 (+10.71%)	$720,800 (+%) Land $313,900 Building $406,900
2022	$10,091.00	$720,770 Land $313,900 Building $406,870

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	10 (1978–2024)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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