61 Harding St, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 61 Harding St, Wethersfield, CT 06109

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,832 sqft · built 1956
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jun 2008)
Tax Bill	$12,720 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WETH M:074 B:047`

Property Details

APN / Parcel Number

Primary APN	`WETH M:074 B:047`
Alternative APN	`74047`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,832 sqft Living Area
Gross Area	4,080 sqft
Basement Area	988 sqft
Unfinished Basement	488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	74047
Street Address	61 HARDING ST
City	WETHERSFIELD
State	CT
Zip	06109-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	47
Jurisdiction	WETHERSFIELD CT
Township / Civil Division	WETHERSFIELD
Census Block Group	3
Census Block	3016
Census Tract	492300

Owner

Source: Wethersfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61 HARDING ST, WETHERSFIELD, CT 06109-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Sep 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2008 · Amount on Record
Deed Sale	Jun 11, 2008 · Amount on Record
Deed Book / Page	1479 / 183
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	61 HARDING ST, WETHERSFIELD, CT 06109-1515
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002158-243
Date	Apr 3, 2023
Book Page	2158/243
Instrument	20023000751

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	61 HARDING ST, WETHERSFIELD, CT 06109-1515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2110-635
Date	Sep 1, 2020
Book Page	2110/635
Instrument	2020003141

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Wethersfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wethersfield Town
Unified School District	Wethersfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,720.00	$308,590 (+33.72%) Land $69,260 Building $239,330	$216,013 Land $48,482 Building $167,531
2024	$12,720.00 (+31.92%)
2023	$9,642.00 (+1.71%)	$230,780 (-) Land $72,100 Building $158,680
2022	$9,480.00	$230,780 Land $72,100 Building $158,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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