York County and Saco City property record for 61 Garfield St, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 912 sqft · built 1985 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $308,500 (Jul 2020) |
| Tax Bill | $4,882 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | G2731R |
| Primary APN | G2731R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Gross Area | 3,164 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 912 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | G2731R |
|---|---|
| Street Address | 61 GARFIELD ST |
| City | SACO |
| State | ME |
| Zip | 04072-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Lot Number | 33 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5302 |
Source: York County and Saco City records, as of May 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 61 GARFIELD ST, SACO, ME 04072-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2020 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 21, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Sep 8, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2020 · Amount on Record |
| Deed Sale | Jul 29, 2020 · Amount on Record |
| Deed Document Number | 202034641 |
| Deed Book / Page | 18322 / 469 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Jul 29, 2020 |
| Property Address | 61 GARFIELD ST, SACO, ME 04072-2407 |
| Document Number | 0183220469 |
| Book / Page | 18322 / 469 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 2020034641 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 2020034642 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020034642 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 61 GARFIELD ST, SACO, ME 04072-2407 |
| Document Number | 0177890652 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 61 GARFIELD ST SACO ME 040722407, SACO, ME 04072-2407 |
| Document Number | 0177890652 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 017789/000652 |
| Instrument | 36289 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 156 Months |
| Due | Aug 28, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 61 GARFIELD ST, SACO, ME 04072-2407 |
| Document Number | 0175600717 |
| Book / Page | 017560 / 000717 |
| Instrument Date | Sep 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 61 GARFIELD ST SACO ME 040722407, SACO, ME 04072-2407 |
| Document Number | 0175600717 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 017560/000717 |
| Instrument | 39358 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 156 Months |
| Due | Sep 14, 2030 |
Source: York County and Saco City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,882.00 (+2.5%) | $343,800 (+1.42%) Land $120,200 Building $223,600 | |
| 2024 | $4,763.00 (+6.58%) | $339,000 (+39.05%) Land $120,200 Building $218,800 | $431,395 |
| 2022 | $4,469.00 | $243,800 Land $91,600 Building $152,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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