61 Garden Oval, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 61 Garden Oval, Springfield, NJ 07081

Property Summary

Property TypeSingle Family Home
Details1,901 sqft · built 1958
Lot Size0.175 acres (7,623 sqft)
Owner2 Individual Names on File
Last Sale$580,000 (Feb 2021)
Tax Bill$14,770 (2025)
Deeds & MortgagesSep 2026 Mortgage
Sep 2023 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN17-00805-0000-00010

Property Details

APN / Parcel Number

Primary APN17-00805-0000-00010
Alternative APNs
  • 1700040000000021
  • 170080500010

Interior

Stories1 Story
Building Area1,901 sqft Living Area
1st Floor Area1,901 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialWood
Construction TypeWood
Lot Area7,623 sqft (0.175 acres)
Lot Width63 ft Width
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1700040000000021
Street Address61 GARDEN OVAL
CitySPRINGFIELD
StateNJ
Zip07081-1821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSPRING GARDENS SEC B
Legal Block805
Legal Lot Number10
JurisdictionUNION NJ
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2013
Census Tract37500

Owner

61 Garden Oval is owned and occupied by two individuals who bought it in February 2021.

Source: Union County and Springfield Township records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing Address61 GARDEN OVAL, SPRINGFIELD, NJ 07081-1821
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Sep 19, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 19, 2021Deed, Transfer · FHA Mortgage
MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2021 · Amount on File
Deed SaleFeb 19, 2021 · Amount on File
Prior SaleNov 26, 2014 · Amount on File
Deed Document Number20211790
Deed Book / Page6402 / 2139
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Recording DateSep 17, 2026
Property Address61 GARDEN OVAL, SPRINGFIELD, NJ 07081-1821
Document Number0000097354
Book / Page15858 / 2116
Instrument DateAug 4, 2026
Instrument202697354
Transaction TypeMortgage
Record UpdatedOct 1, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 GARDEN OVAL, SPRINGFIELD, NJ 07081-1821

Mortgage

Document Number0000097354,
DateSep 17, 2026
Book Page15858/2116
Instrument202697354
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term294 Months
DueMar 1, 2051
Interest
Max Rate-1%

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address61 GARDEN OVAL, SPRINGFIELD, NJ 07081-1821
Transaction TypeMortgage
Record UpdatedOct 5, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 GARDEN OVAL, SPRINGFIELD, NJ 07081-1821

Mortgage

Document Number0154132383
DateSep 19, 2023
Book Page15413/2383
Instrument56447
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term330 Months
DueMar 1, 2051

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateFeb 19, 2021
Property Address61 GARDEN OVAL, SPRINGFIELD, NJ 07081-1821
Document Number0064022139
Book / Page6402 / 2139
Instrument DateFeb 10, 2021
Instrument1790
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyGREEN HILL TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,973.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address61 GARDEN OVAL, 61, SPRINGFIELD, NJ 07081-1821

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 GARDEN OVAL, SPRINGFIELD, NJ 07081-1821

Mortgage

Document Number4660
DateFeb 19, 2021
Instrument4660
Lender
NameMORIA DEVELOPMENT INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 61 Garden Oval was $14,770, up 1.5% from the year before.

Source: Union County and Springfield Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionSpringfield Township
Unified School DistrictSpringfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$612,600 (-) Land $221,400 Building $391,200$612,600 (-) Land $221,400 Building $391,200
2025$14,770.00 (+1.52%)$612,600 Land $221,400 Building $391,200$612,600 Land $221,400 Building $391,200
2024$14,549.00
2023$612,600 Land $221,400 Building $391,200$612,600 Land $221,400 Building $391,200
2022$13,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 Garden Oval in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims36 (1983–2022)
Claims Outside the SFHA4 of 36
Most Recent ClaimAug 2022 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 8 claims
  • Severe Storms And Flooding, Mar 2010 · 3 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Garden Oval is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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