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61 Flora Lake Cir, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 61 Flora Lake Cir, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,519 sqft · built 2018
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$322,500 (Feb 2018)
Tax Bill$4,238 (2025)
Deeds & MortgagesFeb 2018 Sale
Sep 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN026484-0060

Property Details

APN / Parcel Number

Primary APN026484-0060

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,519 sqft Living Area
Gross Area3,264 sqft
1st Floor Area2,519 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area545 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address61 FLORA LAKE CIR
CitySAINT AUGUSTINE
StateFL
Zip32095-8966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description74/86-98 SANDY CREEK PHASES 2A AND 2B LOT 6 OR4503/1056 & 5548/119(L/E)
Legal Range28E
Legal Township05S
Legal Section21
Legal SubdivisionSANDY CREEK PHASES 2A AND 2B
Legal Block1
Legal Lot Number6
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2050
Census Tract20904

Owner

61 Flora Lake Cir is owned and occupied by two individuals who acquired it in April 2022.

Source: St. Johns County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address61 FLORA LAKE CIR, SAINT AUGUSTINE, FL 32095-8966
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2018Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY
Sep 29, 2017Loan Modification, Mortgage · Line of Credit
FIDELITY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2018 · Amount on File
Deed SaleFeb 15, 2018 · Amount on File
Deed Document Number201810277
Deed Book / Page4503 / 1056
Last Transfer DateApr 27, 2022
Transfer Doc0000043937
Record UpdatedJun 8, 2026

February 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 15, 2018
Property Address61 FLORA LAKE CIR, SAINT AUGUSTINE, FL 32095-8966
Document Number0045031056
Book / Page004503 / 001056
Instrument DateFeb 13, 2018
Instrument10277
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$2,256.84
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address61 FLORA LAKE CIR ST AUGUSTINE FL 320958966, ST AUGUSTINE, FL 32095-8966

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateSep 29, 2017
Property Address61 FLORA LAKE CIR, SAINT AUGUSTINE, FL 32095-8966
Document Number0044410609
Book / Page004441 / 000609
Instrument DateSep 27, 2017
Instrument66306
Transaction TypeMortgage
Record UpdatedOct 26, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2120 CORPORATE SQUARE BLVD #7 JACKSONVILLE FL 322161976, 7, JACKSONVILLE, FL 32216-1976

Mortgage

Document Number44410609
DateSep 29, 2017
Book Page004441/000609
Instrument66306
Lender
NameFIDELITY BK
TypeBank
Address10611 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0509
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueSep 28, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 61 Flora Lake Cir was $4,238 with a homeowner's exemption, up 12.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$337,476 (+2.7%)$421,151 (-8.46%) Land $100,000 Building $321,151
2025$4,238.00 (+12.62%) Homeowner's exemption$328,604 (+2.9%)$460,097 (+2.56%) Land $100,000 Building $360,097
2024$3,763.00 (+1.98%) Homeowner's exemption$319,343 (+3%)$448,621 (-0.78%) Land $100,000 Building $348,621
2023$3,690.00 (+2.93%) Homeowner's exemption$310,042 (+3%)$452,142 (+7.76%) Land $100,000 Building $352,142
2022$3,585.00 Homeowner's exemption$301,012$419,584 Land $84,000 Building $335,584

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 Flora Lake Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Flora Lake Cir is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHEAST UTILITIES WS
serves 14,790 people · EPA ID FL2554475
Water SourcePurchased groundwater from JEA MAJOR GRID
Last State InspectionMar 2024
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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