61 Fire Tower Rd, Cambridge, NY 12816 Property Records

Washington County and Jackson Town property record for 61 Fire Tower Rd, Cambridge, NY 12816

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,086 sqft · built 1986
Lot Size	7.07 acres (307,969 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jul 2026)
Tax Bill	$10,055 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`534200 239.-2-59.1`

Property Details

APN / Parcel Number

Primary APN	`534200 239.-2-59.1`
Alternative APN	`420023900000020590010000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,086 sqft Living Area
1st Floor Area	1,160 sqft
2nd Floor Area	926 sqft
Basement Area	936 sqft
Finished Basement	936 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	307,969 sqft (7.07 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	61 FIRE TOWER RD
City	CAMBRIDGE
State	NY
Zip	12816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE/GAR
Legal Block	2
Legal Lot Number	59.001
Jurisdiction	WASHINGTON NY
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2021
Census Tract	91000

Owner

61 Fire Tower Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Washington County and Jackson Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	61 FIRE TOWER RD, CAMBRIDGE, NY 12816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK NATIONAL ASSOCIATION
Nov 21, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on File
Deed Sale	Jul 23, 2026 · Amount on File
Prior Sale	Nov 21, 2019 · Amount on File
Deed Document Number	20263212
Prior Transfer Date	Mar 7, 2008
Prior Transfer Doc	0025290179
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	Jul 23, 2026
Property Address	61 FIRE TOWER RD, CAMBRIDGE, NY 12816
Document Number	0000003212
Instrument Date	Jul 11, 2026
Instrument	20263212
Transaction Type	Transfer
Record Updated	Aug 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jul 23, 2026

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.52%
Max Rate	-1%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	Nov 21, 2019
Property Address	61 FIRE TOWER RD, CAMBRIDGE, NY 12816
Document Number	0000130006
Instrument Date	Nov 15, 2019
Instrument	130006
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	CUSTOMIZED LENDERS SERVICES INC, CUSTOMIZED LENDERS SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 BELLFLOWER RD MALTA NY 120204431, MALTA, NY 12020-4431

Mortgage

Document Number	130009
Date	Nov 21, 2019
Instrument	130009

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 61 Fire Tower Rd was $10,055 with exemptions applied, up 5.7% from the year before.

Source: Washington County and Jackson Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	Jackson Town
Unified School District	Cambridge Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,055.00 (+5.69%) Disabled Person's exemption Veteran's exemption
2025	$9,514.00 Disabled Person's exemption Veteran's exemption	$430,000 (-) Land $39,100 Building $390,900	$530,864 (+8.64%) Land $48,272 Building $482,592
2024		$430,000 (-) Land $39,100 Building $390,900	$488,636 (+2.27%) Land $44,432 Building $444,204
2023		$430,000 Land $39,100 Building $390,900	$477,778 Land $43,444 Building $434,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 Fire Tower Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Fire Tower Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	335 / 192

May also be available: Spectrum.

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