61 Elm St, Sutter Creek, CA 95685 Property Records

Amador County property record for 61 Elm St, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,701 sqft · built 1901
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$500,000 (Dec 2018)
Tax Bill	$5,652 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-201-013-000`

Property Details

APN / Parcel Number

Primary APN	`018-201-013-000`
Alternative APN	`1820101300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,701 sqft Living Area
1st Floor Area	1,701 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1979
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	61 ELM ST
City	SUTTER CREEK
State	CA
Zip	95685-4270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	LOT 17 BLK 22
Legal Subdivision	SUTTON PLACE
Legal Block	22
Legal Lot Number	17
Jurisdiction	AMADOR CA
Township / Civil Division	IONE
Census Block Group	1
Census Block	1055
Census Tract	303

Owner

61 Elm St is held in a trust since December 2018.

Source: Amador County records, as of July 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	61 ELM ST, SUTTER CREEK, CA 95685-4270
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATELCO FCU
Dec 18, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2018 · Amount on File
Deed Sale	Dec 18, 2018 · Amount on File
Prior Sale	Feb 2, 2015 · Amount on File
Deed Document Number	20189190
Prior Transfer Date	Jun 16, 2004
Prior Transfer Doc	0000008910
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Jun 8, 2026
Property Address	61 ELM ST, SUTTER CREEK, CA 95685-4270
Document Number	0000003289
Instrument Date	Apr 29, 2026
Instrument	20263289
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	61 ELM ST, SUTTER CREEK, CA 95685-4270

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	61 ELM ST, SUTTER CREEK, CA 95685-4270
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000833
Date	Feb 3, 2020
Instrument	2020-0000833

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	61 ELM ST, SUTTER CREEK, CA 95685-4270
Document Number	0000004679
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	61 ELM ST SUTTER CREEK CA 956854270, SUTTER CREEK, CA 95685-4270

Mortgage

Document Number	0000004679
Date	Jun 16, 2020
Instrument	4679

Lender

Name	PATELCO FCU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 15, 2045

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Dec 18, 2018
Property Address	61 ELM ST, SUTTER CREEK, CA 95685-4270
Document Number	0000009190
Instrument Date	Dec 13, 2018
Instrument	2018-0009190
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1086, SUTTER CREEK, CA 95685-1086

Mortgage

Document Number	0000009191
Date	Dec 18, 2018
Instrument	2018-0009191

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 61 Elm St was $5,652.

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Sutter Creek City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,386 (+2%) Land $79,645 Building $497,741
2025	$5,652.00 Homeowner's exemption	$566,066 Land $78,084 Building $487,982
2024			$551,970
2023	$5,435.00 (+1.93%) Homeowner's exemption	$544,086 Land $75,052 Building $469,034
2022	$5,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 Elm St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Elm St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cal.net.

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