Oswego County and Oswego City property record for 61 E 10th St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,126 sqft · built 1889 |
| Lot Size | 0.151 acres (6,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $57,000 (Jun 1996) |
| Tax Bill | $1,887 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.25-01-14 |
| Primary APN | 351200 128.25-01-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,126 sqft Living Area |
| 1st Floor Area | 948 sqft |
| Upper Floors Area | 178 sqft |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,600 sqft (0.151 acres) |
| Lot Dimensions | 100 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 287 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4811 |
|---|---|
| Street Address | 61 E 10TH ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN2 |
| Legal Block | 1 |
| Legal Lot Number | 14.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 61 E 10TH ST, OSWEGO, NY 13126-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2019 | Deed of Trust, Mortgage EMPOWER FCU |
| Sep 24, 2020 | Deed of Trust, Mortgage · Line of Credit EMPOWER FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 1996 · Amount on Record |
| Deed Sale | Jun 7, 1996 · Amount on Record |
| Deed Book / Page | 1325 / 8 |
| Last Transfer Date | Dec 17, 2002 |
| Transfer Doc | 2002018534 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 61 E 10TH ST, OSWEGO, NY 13126-1224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011840 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | R-2019-011840 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 17, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 61 E 10TH ST, OSWEGO, NY 13126-1224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 61 E 10TH ST, OSWEGO, NY 13126-1224 |
| Document Number | 0000008708 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | R-2020-008708 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,887.00 | $110,000 (+59.42%) Land $16,500 Building $93,500 | $110,000 (+32.32%) Land $16,500 Building $93,500 |
| 2023 | $69,000 Land $9,600 Building $59,400 | $83,133 Land $11,566 Building $71,567 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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