Jefferson County property record for 61 Crest Ln, Harpers Ferry, WV 25425
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,716 sqft · built 2004 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Feb 2025) |
| Tax Bill | $3,182 (2026) |
| Deeds & Mortgages | Aug 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-23L-0098.0000 |
| Primary APN | 02-23L-0098.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,716 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 66,211 sqft (1.52 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 61 CREST LN |
|---|---|
| City | HARPERS FERRY |
| State | WV |
| Zip | 25425-4988 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 23J #7.8.9 SHANNONDALE |
| Legal Subdivision | SHANNONDALE |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | HARPERS FERRY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 972702 |
61 Crest Ln is owned and occupied by two individuals who bought it in February 2025.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 61 CREST LN, HARPERS FERRY, WV 25425-4988 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2025 · Amount on File |
| Deed Sale | Feb 19, 2025 · Amount on File |
| Prior Sale | Sep 15, 2015 · Amount on File |
| Deed Document Number | 20252115 |
| Deed Book / Page | 1340 / 319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 61 CREST LN, HARPERS FERRY, WV 25425-6442 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 2401/511 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 2401/511 |
| Instrument | 202100013744 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 16, 2041 |
The 2026 property tax bill for 61 Crest Ln was $3,182, up 17.7% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,182.00 (+17.72%) | $275,900 (+18.56%) Land $53,500 Building $222,400 | $459,833 (+18.54%) Land $89,167 Building $370,667 |
| 2025 | $2,703.00 | $232,700 Land $33,600 Building $199,100 | $387,900 Land $56,000 Building $331,900 |
| 2023 | $2,528.00 | $216,500 Land $33,600 Building $182,900 | $360,900 Land $56,000 Building $304,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 61 Crest Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 61 Crest Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 43% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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