Kane County property record for 61 Cobblestone Dr, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,584 sqft · built 2005 |
| Lot Size | 0.5 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $759,000 (Aug 2023) |
| Tax Bill | $16,469 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-135-021 |
| Primary APN | 09-34-135-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,584 sqft Living Area |
| Basement Area | 1,155 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.5 acres) |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 61 COBBLESTONE DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PT OF LT 10 OF THE BROWNSTONE SUB IN SEC 34-40-8 AS DESC IN DOC 2005K106773 |
| Legal Range | 08 |
| Legal Township | 40 |
| Legal Section | 34 |
| Legal Subdivision | OF THE BROWNSTONE SUB |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 852300 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 111 S 5TH AVE, B, SAINT CHARLES, IL 60174-2104 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Nov 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2023 · Amount on Record |
| Deed Sale | Aug 1, 2023 · Amount on Record |
| Prior Sale | Nov 2, 2020 · Amount on Record |
| Deed Document Number | 202326002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 1, 2023 |
| Property Address | 61 COBBLESTONE DR, ST CHARLES, IL 60174-2865 |
| Document Number | 0000026002 |
| Map Reference | DOC 2001K000149 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 2023K026002 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $759.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 61 COBBLESTONE DR, SAINT CHARLES, IL 60174-2865 |
| Document Number | 0000026003 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 2023K026003 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 2, 2020 |
| Property Address | 61 COBBLESTONE DR, ST CHARLES, IL 60174-2865 |
| Document Number | 0000066301 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 2020K066301 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 61 COBBLESTONE DR, SAINT CHARLES, IL 60174-2865 |
| Document Number | 0000066302 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 2020K066302 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2050 |
| Rate | 3.12% |
|---|
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,469.00 (+9.71%) | ||
| 2024 | $223,748 (+16.59%) Land $50,274 Building $173,474 | $671,513 (+16.63%) Land $150,882 Building $520,630 | |
| 2022 | $15,011.00 (+4.03%) Homeowner's exemption | $191,916 (+4.91%) Land $44,271 Building $147,645 | $575,748 (+4.91%) Land $132,813 Building $442,935 |
| 2021 | $14,430.00 Homeowner's exemption | $182,934 Land $42,199 Building $140,735 | $548,802 Land $126,597 Building $422,205 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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