61 Charles St, Tracy, CA 95376 Property Records

San Joaquin County property record for 61 Charles St, Tracy, CA 95376 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage1,210 sqft Living Area
Lot Size4,700 sqft (0.107 acres)
OccupancyOwner Occupied
Last Sale$401,000 (2019)
Tax Bill$5,375.00 (2025)

Property Details

APN / Parcel Number

Primary APN246-270-070-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,210 sqft Living Area
Stories1 Story

Exterior

Year BuiltBuilt 1994
Architectural StyleOther
Construction TypeWood
Lot Area4,700 sqft (0.107 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address61 CHARLES ST
CityTRACY
StateCA
Zip95376-1329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description90 FM PT 246-060-05
Legal SubdivisionVICTORIA PARK UNIT #2
Legal Tract2286
Legal Lot Number7
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2000
Census Tract5208

Owner

Source: San Joaquin County records · APN 246-270-070-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address61 CHARLES ST, TRACY, CA 95376-1329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Deed of Trust, Mortgage · FHA Mortgage
GUILD MORTGAGE CO
Jan 23, 2019Grant Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 23, 2019 · Amount on Record
Deed SaleJan 23, 2019 · Amount on Record
Prior SaleAug 12, 2003
Deed Document Number2019-007856
Record UpdatedJun 07, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address61 CHARLES ST, TRACY, CA 95376-1329
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyCHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 CHARLES ST, TRACY, CA 95376-1329

Mortgage

Document Number0000072852
DateApr 26, 2021
Instrument2021-072852
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 23, 2019
Property Address61 CHARLES ST, TRACY, CA 95376-1329
Document Number0000007856
Map ReferenceVOL 30 PG 33
Instrument DateJan 18, 2019
Instrument2019-007856
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyNORTH AMERICAN TITLE CONCORD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address61 CHARLES ST, TRACY, CA 95376-1329
InvestorPossibly a Property Investor

Mortgage

Document Number0000007857
DateJan 23, 2019
Instrument2019-007857
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

Mortgage

Document Number0000007859
DateJan 23, 2019
Instrument2019-007859
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,375.00 (+10.08%)$447,318 (+4.04%) Land $133,860 Building $313,458
2023$4,883.00 (+2.11%)$429,950 Land $128,663 Building $301,287
2022$4,782.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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