61 Brownstone Ln, Palm Coast, FL 32137 Property Records

Flagler County property record for 61 Brownstone Ln, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,390 sqft · built 1991
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Oct 2025)
Tax Bill	$5,672 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2025 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7013-00260-0190`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7013-00260-0190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,390 sqft Living Area
Gross Area	3,268 sqft
1st Floor Area	2,390 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2003
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Driveway	Concrete Driveway
Driveway Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	61 BROWNSTONE LN
City	PALM COAST
State	FL
Zip	32137-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 13 BLOCK 00026 LOT 0019 SUBDIVISION COMPLETION YEAR 1980 OR 209 PG 0063 OR 448 PG 1272 OR 2193/254 OR 2194/1047-DC- MARIE OR 2257/1784 OR 2257/1786 OR 2257/1788
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	26
Legal Lot Number	19
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2001
Census Tract	60220

Owner

Source: Flagler County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61 BROWNSTONE LN, PALM COAST, FL 32137-8716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS/GA LLC
Oct 15, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 4, 2022	Warranty Deed, Transfer FLORIDA HOME SETTLEMENT SERVICES LLC, FLORIDA HOME STLMT SVCS LLC
Jan 31, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Document Number	202542101
Deed Book / Page	2998 / 1832
Prior Transfer Date	Jan 9, 2018
Prior Transfer Doc	0022571784
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Recording Date	Jun 26, 2026
Property Address	61 BROWNSTONE LN, PALM COAST, FL 32137-8716
Document Number	0000025945
Book / Page	3066 / 674
Instrument Date	Jun 17, 2026
Instrument	202625945
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SETTLEMENT SERVICES, UMMIT SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 BROWNSTONE LN, PALM COAST, FL 32137-8716

Mortgage

Document Number	0000025945,
Date	Jun 26, 2026
Book Page	3066/674
Instrument	202625945

Lender

Name	MORTGAGE SOLUTIONS/GA LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 15, 2025
Property Address	61 BROWNSTONE LN, PALM COAST, FL 32137-8716
Document Number	0029981832
Book / Page	2998 / 1832
Map Reference	MB 35 PG 528
Instrument Date	Sep 30, 2025
Instrument	2025042101
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 WHITE HALL DR, PALM COAST, FL 32164-7242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 BROWNSTONE LN, PALM COAST, FL 32137-8716

Mortgage

Document Number	0029981834
Date	Oct 15, 2025
Instrument	2998/1834

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 27, 2022
Property Address	61 BROWNSTONE LN, PALM COAST, FL 32137-8716
Document Number	0026910618
Book / Page	2691 / 618
Map Reference	MB 35 PG 528
Instrument Date	May 12, 2022
Instrument	2022027514
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	COVENANT TITLE, COVENANT CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,213.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 GALIANO ST, 103, ROYAL PALM BEACH, FL 33411-1205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 BROWNSTONE LN, PALM COAST, FL 32137-8716

Mortgage

Document Number	0002691620
Date	May 27, 2022
Instrument	2691/620

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 4, 2022
Property Address	61 BROWNSTONE LN, PALM COAST, FL 32137-8716
Document Number	0026550701
Book / Page	2655 / 701
Map Reference	MB 7 PG 10
Instrument Date	Jan 31, 2022
Instrument	2022006324
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	FLORIDA HOME SETTLEMENT SERVICES LLC, FLORIDA HOME STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 BROWNSTONE LN, PALM COAST, FL 32137-8716

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	61 BROWNSTONE LN, PALM COAST, FL 32137-8716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021840938
Date	Jan 31, 2017
Book Page	2184/0938
Instrument	2017003804

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2046

Interest

Rate Type	Fixed Rate
Change Frequency	Monthly

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 6, 2018
Property Address	61 BROWNSTONE LN, PALM COAST, FL 32137-8716
Document Number	0022571788
Book / Page	002257 / 001788
Instrument Date	Feb 2, 2018
Instrument	4558
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	61 BROWNSTONE LN PALM COAST FL 321378716, PALM COAST, FL 32137-8716

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 6, 2018
Property Address	61 BROWNSTONE LN, PALM COAST, FL 32137-8716
Document Number	0022571786
Book / Page	002257 / 001786
Instrument Date	Jan 17, 2018
Instrument	4557
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 BROWNSTONE LN PALM COAST FL 321378716, PALM COAST, FL 32137-8716

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 6, 2018
Property Address	61 BROWNSTONE LN, PALM COAST, FL 32137-8716
Document Number	0022571784
Book / Page	002257 / 001784
Instrument Date	Jan 9, 2018
Instrument	4556
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 BROWNSTONE LN PALM COAST FL 321378716, PALM COAST, FL 32137-8716

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,672.00 (-0.75%)	$312,093 (+0.05%) Land $53,500 Building $258,593	$312,093 (+0.05%) Land $53,500 Building $258,593
2024	$5,715.00 (+1.17%)	$311,936 (+2.29%) Land $50,000 Building $261,936	$311,936 (+2.29%) Land $50,000 Building $261,936
2023	$5,649.00 (+26.49%)	$304,952 (+9.62%) Land $45,000 Building $259,952	$304,952 (+9.62%) Land $45,000 Building $259,952
2022	$4,466.00	$278,185 Land $44,500 Building $233,685	$278,185 Land $44,500 Building $233,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Velofi.

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