61 Adams St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 61 Adams St, Waltham, MA 02453

Property Summary

Property Type	Triplex
Details	6 bd · 3.5 ba · 2,521 sqft · built 1890
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Jul 2024)
Tax Bill	$11,454 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WALT M:069 B:015 L:0006`

Property Details

APN / Parcel Number

Primary APN	`WALT M:069 B:015 L:0006`
Alternative APN	`484`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,521 sqft Living Area
Gross Area	5,166 sqft
Basement Area	1,333 sqft
Unfinished Basement	1,333 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Triplex
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,184 sqft (0.119 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	484
Street Address	61 ADAMS ST
City	WALTHAM
State	MA
Zip	02453-4443
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	1
Legal Block	15
Legal Lot Number	6
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3004
Census Tract	368500

Owner

61 Adams St, a triplex, is owned and occupied by two individuals who bought it in July 2024.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	61 ADAMS ST, WALTHAM, MA 02453-4443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · ARM CAMBRIDGE SAVINGS BANK
Nov 14, 2018	Quit Claim Deed, Transfer CAMBRIDGE SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on File
Deed Sale	Jul 1, 2024 · Amount on File
Prior Sale	Nov 14, 2018 · Amount on File
Deed Book / Page	82956 / 490
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	61 ADAMS ST, WALTHAM, MA 02453-4443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75567-13
Date	Sep 9, 2020
Book Page	75567/13
Instrument	157174

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2030
Index	1-Year CMT

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Nov 14, 2018
Property Address	61 ADAMS ST, WALTHAM, MA 02453-4443
Document Number	71880-453
Book / Page	71880 / 453
Instrument	174727
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.76
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	718800457
Date	Nov 14, 2018
Instrument	71880/0457

Lender

Name	CAMBRIDGE SVGS BK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Interest

Max Rate At Change	20.1%

Tax Assessment & Valuation

The 2026 property tax bill for 61 Adams St was $11,454, up 17.7% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,454.00 (+17.68%)	$1,109,900 (+11.99%) Land $391,200 Building $718,700
2025	$9,733.00 (+7.2%)	$991,100 (+5.23%) Land $355,400 Building $635,700
2024	$9,079.00 (+0.81%)	$941,800 (+7.92%) Land $355,400 Building $586,400
2023	$9,006.00	$872,700 Land $323,700 Building $549,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 61 Adams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 61 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 812 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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