61 20th St, Asheville, NC 28806 Property Records

Buncombe County property record for 61 20th St, Asheville, NC 28806

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,636 sqft · built 1964
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Nov 2025)
Tax Bill	$2,348 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`751388-2020-202`

Property Details

APN / Parcel Number

Primary APN	`751388-2020-202`
Alternative APNs	`9628-54-2534-00000` `962815541459000` `008253624`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	1,636 sqft
Basement Area	212 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Deck Area	56 sqft
Patio Area	216 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	751388-2020-202
Street Address	61 20TH ST
City	ASHEVILLE
State	NC
Zip	28806-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM8
Legal Description	SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000
Legal Subdivision	GARY & FRANCES SHAFT PROP
Legal Block	2
Legal Lot Number	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	2
Census Block	2008
Census Tract	1300

Owner

61 20th St is owned and occupied by an individual who bought it in November 2025.

Source: Buncombe County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	61 20TH ST, ASHEVILLE, NC 28806-1703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	Feb 17, 2012 · Amount on File
Deed Book / Page	6544 / 904
Prior Transfer Date	Sep 27, 2011
Prior Transfer Doc	0049181453
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 20, 2025
Property Address	61 20TH ST, ASHEVILLE, NC 28806-1703
Document Number	0065440904
Book / Page	6544 / 904
Instrument Date	Nov 19, 2025
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2098 E 22ND ST, BROOKLYN, NY 11229-3639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 20TH ST, ASHEVILLE, NC 28806-1703

Mortgage

Document Number	0006544907
Date	Nov 20, 2025
Instrument	6544/907

Lender

Name	CHAMPION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 61 20th St was $2,348.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,348.00	$227,400 Land $41,700 Building $185,700	$227,400 Land $41,700 Building $185,700
2023	$2,034.00	$225,800	$225,800 Land $41,700 Building $184,100
2021			$227,400 Land $41,700 Building $185,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 20th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2000–2004)
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 20th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20