6099 Roland Dr, Lucerne, CA 95458 Property Records

Lake County property record for 6099 Roland Dr, Lucerne, CA 95458 · Last verified February 2026

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,332 sqft · built 1997
Lot Size	0.279 acres (12,196 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jan 2026)
Tax Bill	$3,342 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034-031-450-000`

Property Details

APN / Parcel Number

Primary APN	`034-031-450-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Lot Area	12,196 sqft (0.279 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6099 ROLAND DR
City	LUCERNE
State	CA
Zip	95458
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	FORMERLY 034-031-110-000 AND 034-031-120-000.
Legal Subdivision	BUCKINGHAM COVE
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	1
Census Block	1121
Census Tract	501

Owner

Source: Lake County records · APN 034-031-450-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	24 3RD ST, SUSSEX, NJ 07461-2533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Aug 16, 2022	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 03, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 03, 2019	Loan Modification, Mortgage · FHA Mortgage HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	2026000564
Record Updated	Jun 08, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jan 21, 2026
Property Address	6099 ROLAND DR, LUCERNE, CA 95458
Document Number	0000000564
Map Reference	MB 3 PG 113
Instrument Date	Jan 13, 2026
Instrument	2026000564
Transaction Type	Transfer
Record Updated	Feb 05, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	24 3RD ST, SUSSEX, NJ 07461-2533

Mortgage

Document Number	0000000565
Date	Jan 21, 2026
Instrument	2026000565

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Aug 16, 2022
Property Address	6099 ROLAND DR, LUCERNE, CA 95458
Document Number	0000011064
Map Reference	MB 3 PG 113-123
Instrument Date	Aug 15, 2022
Instrument	2022011064
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 N STATE ST # 222, 222, UKIAH, CA 95482-3407

Mortgage

Document Number	0000011065
Date	Aug 16, 2022
Instrument	2022011065

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	6099 ROLAND DR, LUCERNE, CA 95458
Document Number	0000001987
Instrument Date	Dec 03, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6099 ROLAND DR LUCERNE CA 95458, LUCERNE, CA 95458

Mortgage

Document Number	0000001987
Date	Feb 19, 2020
Instrument	1987

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE CA
Property Address	6099 ROLAND DR, LUCERNE, CA 95458
Document Number	0000002367
Instrument Date	Dec 03, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6099 ROLAND DR LUCERNE CA 95458, LUCERNE, CA 95458

Mortgage

Document Number	0000002367
Date	Feb 26, 2020
Instrument	2367

Lender

Name	HOUSING FIN AGCY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Elementary School District	Lucerne Elementary School District (KG - 08)
Secondary School District	Upper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,342.00 (+4.63%) Homeowner's exemption	$306,918 (+4.04%) Land $36,414 Building $270,504
2023	$3,194.00 (+52.75%) Homeowner's exemption	$295,000 Land $35,000 Building $260,000
2022	$2,091.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330005011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Feb 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Winter Storms And Flooding, Feb 1998 · 5 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Severe Storms & Flooding, Mar 1986 · 3 claims

Wildfire

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	About 1 in 121 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
DigitalPath	Fixed Wireless (licensed-by-rule)	400 / 20
101Netlink	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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