Howard County property record for 6099 Hanover Rd, Hanover, MD 21076
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,687 sqft · built 1865 |
| Lot Size | 0.587 acres (25,576 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $101,000 (Aug 1999) |
| Tax Bill | $11,297 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-281690 |
| Primary APN | 01-281690 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,687 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 25,576 sqft (0.587 acres) |
| Garage Type | Attached |
| Garage Area | 884 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,957 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 281690 |
|---|---|
| Street Address | 6099 HANOVER RD |
| City | HANOVER |
| State | MD |
| Zip | 21076-1037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 2 25,576 SQ 6099 HANOVER RD DREHER PROPERTY |
| Legal Subdivision | DREHER PROP |
| Legal Lot Number | 2 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 601206 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6099 HANOVER RD, HANOVER, MD 21076-1037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Sep 22, 2020 | Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 1999 · Amount on Record |
| Deed Sale | Aug 19, 1999 · Amount on Record |
| Deed Document Number | 1999201200 |
| Deed Book / Page | 4854 / 91 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6099 HANOVER RD, HANOVER, MD 21076-1037 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 6099 HANOVER RD, HANOVER, MD 21076-1037 |
| Document Number | 0221600349 |
|---|---|
| Date | Oct 26, 2023 |
| Book Page | 22160/349 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6099 HANOVER RD, HANOVER, MD 21076-1037 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COSMOPOLITAN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0197280061 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 19728/61 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CINCINNATI, OH 45242 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2050 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $852,800 (+8.42%) Land $222,200 Building $630,600 | $852,800 (-) Land $222,200 Building $630,600 | |
| 2025 | $11,297.00 (+59.9%) Homeowner's exemption | $786,567 (+20.25%) | $852,800 (+30.38%) Land $222,200 Building $630,600 |
| 2023 | $654,100 Land $177,200 Building $476,900 | $654,100 Land $177,200 Building $476,900 | |
| 2022 | $7,065.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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