6098 Union St, Arvada, CO 80004 Property Records

Jefferson County property record for 6098 Union St, Arvada, CO 80004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,875 sqft · built 1964
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on Record
Last Sale	$173,500 (Oct 2011)
Tax Bill	$2,645 (2025)
Deeds & Mortgages	Oct 2020 Reverse Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-081-09-015`

Property Details

APN / Parcel Number

Primary APN	`39-081-09-015`
Alternative APNs	`300019509` `19509`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Building Area	1,875 sqft Living Area
Gross Area	2,289 sqft
1st Floor Area	947 sqft
Basement Area	928 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2011
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	7,536 sqft (0.173 acres)
Garage Type	Attached
Garage Area	318 sqft
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300019509
Street Address	6098 UNION ST
City	ARVADA
State	CO
Zip	80004-4161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 08 TOWNSHIP 03 RANGE 69 QTR NE SUBDIVISIONCD 015800 SUBDIVISIONNAME ALLENDALE 9TH FLG BLOCK LOT 0931 SIZE: 7551 TRACT VALUE: .173
Legal Range	69W
Legal Township	03S
Legal Section	08
Legal Subdivision	ALLENDALE 9TH FLG
Legal Lot Number	931
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1011
Census Tract	10306

Owner

Source: Jefferson County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6098 UNION ST, ARVADA, CO 80004-4161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Oct 20, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2011 · Amount on Record
Deed Sale	Oct 21, 2011 · Amount on Record
Deed Document Number	201195800
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6098 UNION ST, ARVADA, CO 80004-4161
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140293
Date	Oct 26, 2020
Instrument	2020140293

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	950 Months
Due	Dec 9, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.82%
Type Change Date	Nov 1, 2021
Index	LIBOR

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6098 UNION ST, ARVADA, CO 80004-4161
Document Number	0000140294
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6098 UNION ST ARVADA CO 800044161, ARVADA, CO 80004-4161

Mortgage

Document Number	0000140294
Date	Oct 26, 2020
Instrument	140294

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Oct 25, 2099

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Arvada City
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,645.00 (+18.61%)	$31,909 (+7.44%) Land $12,600 Building $19,309	$510,536 (+2.46%) Land $201,593 Building $308,943
2023	$2,230.00	$29,699 Land $13,623 Building $16,076	$498,272 Land $203,326 Building $294,946

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARVADA serves 171,610 people · EPA ID CO0130001
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Verizon.

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