60976 Krull Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 60976 Krull Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,008 sqft · built 1974
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Oct 2012)
Tax Bill	$594 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-155-011-00`

Property Details

APN / Parcel Number

Primary APN	`004-155-011-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Lot Area	35,284 sqft (0.81 acres)
Lot Dimensions	175 ft deep x 201 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	60976 KRULL RD
City	THREE RIVERS
State	MI
Zip	49093-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 10 & 11 FABIUS FARMS ESTS SEC 27 T6S R12W. EXC W 25 FT OF SD LOT 10. (BDY CHG W/ 004-155-008-00 FOR 2025)
Legal Range	12W
Legal Township	06S
Legal Section	27
Legal Subdivision	FABIUS FARMS ESTS
Legal Lot Number	10-11
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	3
Census Block	3022
Census Tract	41102

Owner

60976 Krull Rd is owned and occupied by an individual who bought it in October 2012.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	60976 KRULL RD, THREE RIVERS, MI 49093-9208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Dec 9, 2020	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2012 · Amount on File
Deed Sale	Oct 10, 2012 · Amount on File
Prior Sale	Aug 12, 2003
Deed Book / Page	1673 / 217
Prior Transfer Date	Aug 28, 2012
Prior Transfer Doc	1673/0216
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	60976 KRULL RD, THREE RIVERS, MI 49093-9208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1962/0887
Date	Jun 17, 2019
Book Page	1962/0887

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2039

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	60976 KRULL RD, THREE RIVERS, MI 49093-9208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020008445
Date	Dec 9, 2020
Instrument	2020008445

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	60976 KRULL RD, THREE RIVERS, MI 49093-9208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	THE CORAL TITLE AGENCY, THE OAK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1983/0446
Date	Nov 13, 2019
Book Page	1983/0446

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 60976 Krull Rd was $594 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,700 (+9.21%)	$213,400 (+9.21%)
2025	$594.00 Homeowner's exemption	$97,700 Land $11,000 Building $86,700	$195,400 Land $22,000 Building $173,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 60976 Krull Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 60976 Krull Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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