Howard County property record for 6097 Sebring Dr, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,348 sqft · built 1984 |
| Lot Size | 0.481 acres (20,952 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Apr 2017) |
| Tax Bill | $9,339 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-057610 |
| Primary APN | 15-057610 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,348 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,952 sqft (0.481 acres) |
| Garage Type | Built-in |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 057610 |
|---|---|
| Street Address | 6097 SEBRING DR |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-3900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 14 20,952 SQ' 6097 SEBRING DR V H R S 2 AR 1 |
| Legal Subdivision | VILLAGE HICKORY RDG SEC 2 |
| Legal Lot Number | 14 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 605602 |
6097 Sebring Dr is owned and occupied by two individuals who bought it in April 2017.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6097 SEBRING DR, COLUMBIA, MD 21044-3900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 27, 2017 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2017 · Amount on File |
| Deed Sale | Apr 27, 2017 · Amount on File |
| Prior Sale | Jul 10, 2014 · Amount on File |
| Deed Document Number | 2017557-361 |
| Deed Book / Page | 17557 / 361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6097 SEBRING DR, COLUMBIA, MD 21044-3900 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 6097 SEBRING DR, COLUMBIA, MD 21044-3900 |
| Document Number | 0197420367 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 19742/367 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 27, 2017 |
| Property Address | 6097 SEBRING DR, COLUMBIA, MD 21044-3900 |
| Document Number | 0175570361 |
| Book / Page | 017557 / 000361 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | TITLE FORWARD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6097 SEBRING DR COLUMBIA MD 210443900, COLUMBIA, MD 21044-3900 |
| Document Number | 175570368 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 017557/000368 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2047 |
The 2026 property tax bill for 6097 Sebring Dr was $9,339 with a homeowner's exemption, up 4.2% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,339.00 (+4.22%) Homeowner's exemption | $611,867 (+3.21%) | $630,900 (-) Land $294,900 Building $336,000 |
| 2025 | $8,961.00 Homeowner's exemption | $592,833 | $630,900 Land $294,900 Building $336,000 |
| 2023 | $541,300 | $573,800 Land $274,900 Building $298,900 | |
| 2022 | $5,729.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6097 Sebring Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6097 Sebring Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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