6097 Hwy 2, Duluth, MN 55810 Property Records

St. Louis County property record for 6097 Hwy 2, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,074 sqft · built 1962
Lot Size	7.73 acres (336,719 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Apr 2022)
Tax Bill	$2,536 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`530-0010-04545`

Property Details

APN / Parcel Number

Primary APN	`530-0010-04545`
Alternative APN	`1127930`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,074 sqft Gross Area
1st Floor Area	1,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	336,719 sqft (7.73 acres)
Garage Area	768 sqft
Deck Area	744 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1127930
Street Address	6097 HIGHWAY 2
City	DULUTH
State	MN
Zip	55810-9508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	THAT PART OF E1/2 OF NW1/4 OF SW1/4, EXCEPTTHE NORTH 100 FEET OF WEST 56 FEET, ANDLYING AND BEING NORTH OF THE CENTER LINE
Legal Range	16W
Legal Township	50N
Legal Section	24
Legal Subdivision	SOLWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	SOLWAY
Census Block Group	4
Census Block	4026
Census Tract	11102

Owner

6097 Hwy 2 is owned and occupied by an individual who bought it in April 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	6097 HIGHWAY 2, DULUTH, MN 55810-9508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Intrafamily Transfer, Transfer · Line of Credit THE FIRST NATIONAL BANK OF PROCTOR
Apr 8, 2022	Affidavit of Death of Joint Tenant, Transfer ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO
Apr 8, 2022	Warranty Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK OF PROCTOR
Apr 8, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2022 · Amount on File
Deed Sale	Apr 8, 2022 · Amount on File
Deed Document Number	20221055346
Prior Transfer Date	Nov 8, 2021
Prior Transfer Doc	0001055345
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Apr 8, 2022
Property Address	6097 HIGHWAY 2, DULUTH, MN 55810-9508
Document Number	0001055348
Instrument Date	Mar 17, 2022
Instrument	1055348
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NOT AVAILABLE, ARROWHEAD ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6099 HWY, DULUTH, MN 55810

Mortgage

Document Number	0001055349
Date	Apr 8, 2022
Instrument	1055349

Lender

Name	THE FIRST NATIONAL BANK OF PROCTOR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Mar 18, 2042

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Apr 8, 2022
Property Address	6097 HIGHWAY 2, DULUTH, MN 55810-9508
Document Number	0001055342
Instrument Date	Mar 17, 2022
Instrument	1055342
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 2ND AVE APT 112, 112, PROCTOR, MN 55810-2605

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 8, 2022
Property Address	6097 HIGHWAY 2, DULUTH, MN 55810-9508
Document Number	0001055346
Instrument Date	Mar 17, 2022
Instrument	1055346
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6097 HIGHWAY 2, DULUTH, MN 55810-9508

Mortgage

Document Number	0001055347
Date	Apr 8, 2022
Instrument	1055347

Lender

Name	THE FIRST NATIONAL BANK OF PROCTOR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Mar 18, 2027

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 8, 2022
Property Address	6097 HIGHWAY 2, DULUTH, MN 55810-9508
Document Number	0001055345
Instrument Date	Nov 8, 2021
Instrument	1055345
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6097 HIGHWAY 2, DULUTH, MN 55810-9508

Tax Assessment & Valuation

The 2026 property tax bill for 6097 Hwy 2 was $2,536, up 4.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Solway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,536.00 (+4.19%)
2025	$2,434.00 (+10.14%)	$260,600 (+8.13%) Land $72,400 Building $188,200	$260,600 (+8.13%) Land $72,400 Building $188,200
2024	$2,210.00 (+15.95%)	$241,000 Land $69,600 Building $171,400	$241,000 Land $69,600 Building $171,400
2023	$1,906.00 Homeowner's exemption
2022		$186,900 (+9.17%) Land $36,600 Building $150,300	$186,900 (+9.17%) Land $36,600 Building $150,300
2021		$171,200 Land $35,400 Building $135,800	$171,200 Land $35,400 Building $135,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6097 Hwy 2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6097 Hwy 2 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

May also be available: Airfiber.

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