Howard County property record for 6097 Covington Rd, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,096 sqft · built 1983 |
| Lot Size | 0.461 acres (20,081 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $686,316 (May 2022) |
| Tax Bill | $8,837 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-057653 |
| Primary APN | 15-057653 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,096 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,081 sqft (0.461 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 057653 |
|---|---|
| Street Address | 6097 COVINGTON RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-3934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 18 20,081 SQ' 6097 COVINGTON RD V H R S 2 AR 1 |
| Legal Subdivision | COLUMBIA VLG HICKORY RIDGE |
| Legal Lot Number | 18 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 605602 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6097 COVINGTON RD, COLUMBIA, MD 21044-3934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2022 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Mar 5, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Mar 8, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on Record |
| Deed Sale | May 31, 2022 · Amount on Record |
| Prior Sale | Dec 4, 2004 · Amount on Record |
| Deed Book / Page | 21546 / 256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 31, 2022 |
| Property Address | 6097 COVINGTON RD, COLUMBIA, MD 21044-3934 |
| Document Number | 0215460256 |
| Book / Page | 21546 / 256 |
| Map Reference | PL 4594 |
| Instrument Date | May 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,294.74 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6097 COVINGTON RD, COLUMBIA, MD 21044-3934 |
| Document Number | 0021546265 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 21546/265 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6097 COVINGTON RD, COLUMBIA, MD 21044-3934 |
| Document Number | 0192840385 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6097 COVINGTON RD COLUMBIA MD 210443934, COLUMBIA, MD 21044-3934 |
| Document Number | 0192840385 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 019284/000385 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 408 Months |
| Due | Apr 8, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6097 COVINGTON RD, COLUMBIA, MD 21044-3934 |
| Document Number | 0186810411 |
| Instrument Date | Mar 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6097 COVINGTON RD COLUMBIA MD 210443934, COLUMBIA, MD 21044-3934 |
| Document Number | 0186810411 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 018681/000411 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2049 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $623,700 (+6.49%) | $661,700 (-) Land $294,500 Building $367,200 | |
| 2025 | $8,837.00 (+61.35%) Homeowner's exemption | $585,700 (+13.27%) | $661,700 (+20.81%) Land $294,500 Building $367,200 |
| 2023 | $517,067 | $547,700 Land $274,500 Building $273,200 | |
| 2022 | $5,477.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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