6097 Ave Chamnez, La Jolla, CA 92037 Property Records

San Diego County property record for 6097 Ave Chamnez, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,107 sqft · built 1984
Lot Size	0.253 acres (11,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,350,000 (Jul 2020)
Tax Bill	$32,297 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`357-202-09-00`

Property Details

APN / Parcel Number

Primary APN	`357-202-09-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,107 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Lot Area	11,000 sqft (0.253 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6097 AVENIDA CHAMNEZ
City	LA JOLLA
State	CA
Zip	92037-7404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-4
Legal Description	LOT 66 TR 003702
Legal Subdivision	LA JOLLA CORONA
Legal Tract	003702
Legal Block	2
Legal Lot Number	66
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	8311

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6097 AVENIDA CHAMNEZ, LA JOLLA, CA 92037-7404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2019	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
Jul 9, 2020	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Nov 14, 2013 · Amount on Record
Deed Document Number	2020363026
Prior Transfer Date	Jul 18, 2008
Prior Transfer Doc	0000415082
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6097 AVENIDA CHAMNEZ, LA JOLLA, CA 92037-7404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AVENUE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073251
Date	Feb 28, 2019
Instrument	2019-0073251

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.6%
Index	1-Year LIBOR
Max Rate	8.6%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 9, 2020
Property Address	6097 AVENIDA CHAMNEZ, LA JOLLA, CA 92037-7404
Document Number	0000363026
Map Reference	MAP 3702
Instrument Date	Jul 2, 2020
Instrument	2020-0363026
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	145 15TH ST NE APT 445, 445, ATLANTA, GA 30309-3558

Mortgage

Document Number	0000363027
Date	Jul 9, 2020
Instrument	2020-0363027

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,594,587 (+2%) Land $2,042,547 Building $552,040
2025	$32,297.00 (+8.02%) Homeowner's exemption	$2,543,714 (+4.04%) Land $2,002,498 Building $541,216
2023	$29,900.00 (+2.74%) Homeowner's exemption	$2,444,940 Land $1,924,740 Building $520,200
2022	$29,103.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1980–2023)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2023 · Tropical Storm Hilary
Claims by Event	Tropical Storm Hilary, Aug 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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