Hernando County property record for 6096 Kinlock Ave, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,654 sqft · built 1989 |
| Lot Size | 0.315 acres (13,730 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,000 (Nov 2016) |
| Tax Bill | $737 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R01-223-17-3535-0000-0280 |
| Primary APN | R01-223-17-3535-0000-0280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,654 sqft Living Area |
| Gross Area | 3,993 sqft |
| 1st Floor Area | 2,654 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,730 sqft (0.315 acres) |
| Garage Type | Attached |
| Garage Area | 935 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 1,825 sqft |
| Deck Area | 294 sqft |
| Patio Area | 1,029 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01157189 |
|---|---|
| Street Address | 6096 KINLOCK AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-1257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SKYLAND PINES LOT 28 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 01 |
| Legal Subdivision | SKYLAND PINES |
| Legal Lot Number | 28 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 41201 |
6096 Kinlock Ave is owned and occupied by two individuals who bought it in November 2016.
Source: Hernando County records, as of May 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6096 KINLOCK AVE, SPRING HILL, FL 34608-1257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2022 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Feb 26, 2020 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Apr 10, 2018 | Loan Modification, Mortgage · Conventional Mortgage IFREEDOM DIRECT |
| Apr 10, 2018 | Loan Modification, Mortgage · Conventional Mortgage IFREEDOM DIRECT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2016 · Amount on File |
| Deed Sale | Nov 9, 2016 · Amount on File |
| Prior Sale | Apr 3, 2014 · Amount on File |
| Deed Document Number | 201661961 |
| Deed Book / Page | 3412 / 1125 |
| Prior Transfer Date | Jun 21, 2011 |
| Prior Transfer Doc | 0028340570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 6096 KINLOCK AVE, SPRING HILL, FL 34608-1257 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0041760752 |
|---|---|
| Date | May 26, 2022 |
| Book Page | 4176/752 |
| Instrument | 2022041537 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 6096 KINLOCK AVE, SPRING HILL, FL 34608-1257 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0038111087 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 3811/1087 |
| Instrument | 2020012839 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 6096 KINLOCK AVE, SPRING HILL, FL 34608-1257 |
| Document Number | 0035851540 |
| Instrument Date | Apr 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 6096 KINLOCK AVE SPRING HILL FL 346081257, SPRING HILL, FL 34608-1257 |
| Document Number | 0035851540 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 003585/001540 |
| Instrument | 31303 |
| Name | IFREEDOM DIRECT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2048 |
| Rate | 4.5% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 6096 KINLOCK AVE, SPRING HILL, FL 34608-1257 |
| Document Number | 0036241098 |
| Instrument Date | Apr 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6096 KINLOCK AVE SPRING HILL FL 346081257, SPRING HILL, FL 34608-1257 |
| Document Number | 0036241098 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 003624/001098 |
| Instrument | 56870 |
| Name | IFREEDOM DIRECT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
The 2025 property tax bill for 6096 Kinlock Ave was $737 with a disabled person's exemption, up 2.2% from the year before.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $737.00 (+2.22%) Disabled Person's exemption | $284,690 | $471,102 Land $42,392 Building $428,710 |
| 2024 | $721.00 | ||
| 2023 | Additional exemption filed | $226,197 Land $226,197 | |
| 2022 | $382,737 Land $30,206 Building $352,531 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6096 Kinlock Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6096 Kinlock Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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