6096 Flowes Store Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 6096 Flowes Store Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,668 sqft · built 1975
Lot Size	4.85 acres (211,266 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jan 2020)
Tax Bill	$1,871 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5537 39 9215`

Property Details

APN / Parcel Number

Primary APN	`5537 39 9215`
Alternative APNs	`01006 0019.000000` `55374913080000` `135326`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	1,668 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2015
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	211,266 sqft (4.85 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Patio
Porch Area	372 sqft
Deck Area	376 sqft
Patio Area	852 sqft
Storage Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	135326
Street Address	6096 FLOWES STORE RD
City	CONCORD
State	NC
Zip	28025-7014
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LDR
Legal Description	LT 2 STEPHEN W & JEANNE F MURDOCK
Legal Subdivision	CENTRAL CABARRUS HIGH SCH
Legal Lot Number	2
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	3
Census Block	3004
Census Tract	40501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6096 FLOWES STORE RD, CONCORD, NC 28025-7014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 7, 2020	Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2020 · Amount on Record
Deed Sale	Jan 7, 2020 · Amount on Record
Deed Book / Page	13937 / 346
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6096 FLOWES STORE RD, CONCORD, NC 28025-7014
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001498961
Date	Mar 10, 2021
Book Page	14989/61

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 7, 2020
Property Address	6096 FLOWES STORE RD, CONCORD, NC 28025-7014
Document Number	0013937346
Book / Page	13937 / 0346
Map Reference	MB 82 PG 10
Instrument Date	Jan 7, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6050 FLOWES STORE RD, 6050, CONCORD, NC 28025-7014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6096 FLOWES STORE RD, CONCORD, NC 28025-7014

Mortgage

Document Number	0000139381
Date	Jan 7, 2020
Instrument	13938/1

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,350 (+60.77%) Land $101,000 Building $261,350
2024			$362,350 (+60.77%) Land $101,000 Building $261,350
2023	$1,871.00	$225,390 Land $66,450 Building $158,940	$225,390 Land $66,450 Building $158,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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