6095 SE Windsong Ln, Stuart, FL 34997 Property Records

Martin County property record for 6095 SE Windsong Ln, Stuart, FL 34997

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,512 sqft · built 1996
Lot Size	0.037 acres (1,612 sqft)
Owner	2 Individual Names on File
Last Sale	$129,900 (Nov 2002)
Tax Bill	$3,893 (2025)
Deeds & Mortgages	Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`25-38-41-013-000-1005.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`25-38-41-013-000-1005.0-4-0000`
Alternative APNs	`25-38-41-013-000-10050-4` `31581`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	756 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Mansard
Roof Material	Built-Up Asphalt
Lot Area	1,612 sqft (0.037 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31581
Street Address	6095 SE WINDSONG LN
City	STUART
State	FL
Zip	34997-8287
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUDR
Legal Description	EMERALD LAKES PHASE X LOT 1005
Legal Range	41E
Legal Township	38S
Legal Section	25
Legal Subdivision	EMERALD LAKES
Legal Block	2
Legal Lot Number	1005
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2000
Census Tract	1410

Owner

6095 SE Windsong Ln, a townhouse, is owned and occupied by two individuals who bought it in November 2002.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6095 SE WINDSONG LN, STUART, FL 34997-8287
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2002 · Amount on File
Deed Sale	Nov 21, 2002 · Amount on File
Prior Sale	May 24, 2001 · Amount on File
Deed Document Number	20021615442
Deed Book / Page	1702 / 2520
Record Updated	Oct 29, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	6095 SE WINDSONG LN, STUART, FL 34997-8287
Document Number	0030250291
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6095 SE WINDSONG LN STUART FL 349978287, STUART, FL 34997-8287

Mortgage

Document Number	0030250291
Date	Nov 2, 2018
Book Page	003025/000291
Instrument	2723796

Lender

Name	FEDERAL NAT'L MTG ASSN (FNMA)
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Nov 1, 2058

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 6095 SE Windsong Ln was $3,893, up 1.4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,893.00 (+1.41%)	$240,741	$259,660 Land $95,000 Building $164,660
2024	$3,839.00 (+5.76%)
2023	$3,630.00 (+13.08%)	$198,960 (+1%)	$251,700 (+17.35%) Land $95,000 Building $156,700
2022	$3,210.00	$180,873	$214,490 Land $85,000 Building $129,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6095 SE Windsong Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1995–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2014 · rainfall accumulation
Claims by Event	Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6095 SE Windsong Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20