6095 E Bowman Lake Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6095 E Bowman Lake Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,023 sqft · built 2001
Lot Size	4.59 acres (199,940 sqft)
Owner	Individual Name on File
Tax Bill	$6,240 (2026)
Deeds & Mortgages	Aug 2020 Line of Credit May 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`380-0020-04042`

Property Details

APN / Parcel Number

Primary APN	`380-0020-04042`
Alternative APN	`680953`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,023 sqft Gross Area
1st Floor Area	2,023 sqft
Basement Area	1,010 sqft
Finished Basement	1,010 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	199,940 sqft (4.59 acres)
Garage Area	2,368 sqft

Exterior Amenities

Porch	Slab
Porch Area	133 sqft
Deck Area	455 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	680953
Street Address	6095 E BOWMAN LAKE RD
City	DULUTH
State	MN
Zip	55803-9416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	S1/2 OF SE1/4 OF SW1/4 LYING SELY OF CENTERLINE OF E BOWMAN LAKE RD SERIAL #
Legal Range	16W
Legal Township	52N
Legal Section	24
Legal Subdivision	GRAND LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	GRAND LAKE
Census Block Group	1
Census Block	1125
Census Tract	11101

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6095 E BOWMAN LAKE RD, DULUTH, MN 55803-9416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK/COMMERCE
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6095 E BOWMAN LAKE RD, DULUTH, MN 55803-9416
Document Number	00A1391188
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6095 E BOWMAN LAKE RD DULUTH MN 558039416, DULUTH, MN 55803-9416

Mortgage

Document Number	00A1391188
Date	Sep 23, 2020
Instrument	A1391188

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 22, 2025

Interest

Rate Type	Adjustable Rate
Rate	4%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6095 E BOWMAN LAKE RD, DULUTH, MN 55803-9416
Document Number	00A1310650
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6095 E BOWMAN LAKE RD DULUTH MN 558039416, DULUTH, MN 55803-9416

Mortgage

Document Number	00A1310650
Date	Jun 7, 2017
Instrument	A1310650

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 6, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Grand Lake Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,240.00 (+7.85%) Homeowner's exemption
2025	$5,786.00 (+0.49%) Homeowner's exemption	$582,000 (+3.91%) Land $47,400 Building $534,600	$582,000 (+3.91%) Land $47,400 Building $534,600
2024	$5,758.00	$560,100 (+7.86%) Land $46,200 Building $513,900	$560,100 (+7.86%) Land $46,200 Building $513,900
2022		$519,300 Land $32,100 Building $487,200	$519,300 Land $32,100 Building $487,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Bowman Lake Rd

Nearby Streets

All Duluth, MN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures