REGENCY TITLE AND ESCROW LLC, REGENCY TITLE & ESCROW
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$74,740.00
Amount Accuracy
Calculated from Transfer Tax
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
1140 BELLEWOOD CV, COLLIERVILLE, TN 38017-3259
Mortgage
Document Number
0000036147,
Date
May 5, 2026
Instrument
2026..36147
Lender
Name
VELOCITY COMMERCIAL CAPITAL LLC
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
May 1, 2056
Interest
Rate
6.22%
Max Rate
-1%
September 2025: Trustee's Deed, Foreclosure
Document Type
Trustee's Deed
Jurisdiction
SHELBY TN
Recording Date
Sep 22, 2025
Property Address
6095 APPLE TREE DR, MEMPHIS, TN 38115-8600
Document Number
0025081585
Map Reference
MB 151 PG 23
Instrument Date
Sep 18, 2025
Instrument
25081585
Transaction Type
Foreclosure
Record Updated
Sep 30, 2025
Transaction
Amount
Amount on Record
Tax
$962.00
Amount Accuracy
Full Amount Stated
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1101 1ST ST S, WINTER HAVEN, FL 33880-3908
Investor
Possibly a Property Investor
February 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
SHELBY TN
Recording Date
Feb 25, 2019
Property Address
6095 APPLE TREE DR, MEMPHIS, TN 38115-8600
Document Number
0000017761
Instrument Date
Feb 20, 2019
Instrument
17761
Transaction Type
Transfer
Record Updated
Mar 5, 2019
Title Company
UNITY TITLE GROUP LLC, QUALITY TITLE GRP LLC
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,017.50
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
PO BOX 16822 MEMPHIS TN 381860822, MEMPHIS, TN 38186-0822
Mortgage
Document Number
17762
Date
Feb 25, 2019
Instrument
17762
Lender
Name
ATLANTIC CAP BK
Type
Bank
Address
945 E PACES FERRY ROAD NE 16TH F, ATLANTA, GA 30326
Agreement
Amount
Amount on Record
Term
300 Months
Due
Feb 24, 2044
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 6095 Apple Tree Dr was $3,732, down 13.7% from the year before.
Source: Shelby County assessment roll, as of June 2, 2026
Property Jurisdictions
Type
Name
State
Tennessee
County
Shelby County
Municipality
Memphis City
Unified School District
Shelby County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$3,732.00 (-13.65%)
$138,760Land $55,920Building $82,840
$346,900Land $139,800Building $207,100
2024
$4,322.00
2023
$127,520Land $50,840Building $76,680
2022
$7,768.00
2021
$318,800Land $127,100Building $191,700
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 6095 Apple Tree Dr in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
2 (1979–2005)
Claims Outside the SFHA
1 of 2
Most Recent Claim
Jul 2005 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 6095 Apple Tree Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source
Groundwater
Last State Inspection
Apr 2024
Lead
5 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025