Hernando County property record for 6094 Shiprock Ave, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,324 sqft · built 1987 |
| Lot Size | 0.252 acres (10,982 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (May 2026) |
| Tax Bill | $1,448 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5220-1530-0020 |
| Primary APN | R32-323-17-5220-1530-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 1,999 sqft |
| 1st Floor Area | 1,324 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,982 sqft (0.252 acres) |
| Lot Dimensions | 125 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 171 sqft |
| Patio Area | 84 sqft |
| Shed | 1 Shed |
| Shed Area | 63 sqft |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00725157 |
|---|---|
| Street Address | 6094 SHIPROCK AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-1167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 22 BLK 1530 LOT 2 AND THAT PART OF VACATED D.R.O.W. LYING BETWEEN LOTS 2 & 3 OF BLK 1530 (ORB 640 PG 449) AND LOT 3 LESS S 20 FT FOR |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 22 |
| Legal Block | 1530 |
| Legal Lot Number | 2 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 41201 |
6094 Shiprock Ave is owned and occupied by two individuals who bought it in May 2026.
Source: Hernando County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6094 SHIPROCK AVE, SPRING HILL, FL 34608-1167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME CAPITAL FUNDING INC |
| May 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on File |
| Deed Sale | May 13, 2026 · Amount on File |
| Prior Sale | Mar 16, 2015 · Amount on File |
| Deed Document Number | 202632123 |
| Deed Book / Page | 4708 / 262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 13, 2026 |
| Property Address | 6094 SHIPROCK AVE, SPRING HILL, FL 34608-1167 |
| Document Number | 0000032123 |
| Book / Page | 4708 / 262 |
| Instrument Date | May 8, 2026 |
| Instrument | 202632123 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | OCEANA TITLE, OCEAN SANDS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $194,425.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6094 SHIPROCK AVE, SPRING HILL, FL 34608-1167 |
| Document Number | 0000032124, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 202632124 |
| Name | HOME CAPITAL FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 13, 2026 |
| Property Address | 6094 SHIPROCK AVE, SPRING HILL, FL 34608-1167 |
| Document Number | 0047080262 |
| Book / Page | 4708 / 262 |
| Instrument Date | May 8, 2026 |
| Instrument | 202632123 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | OCEAN SANDS TITLE SVCS INC, OCEAN SANDS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $194,425.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6094 SHIPROCK AVE, SPRING HILL, FL 34608-1167 |
| Document Number | 0000032124, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 202632124 |
| Name | MEGA CAPITAL FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 6094 Shiprock Ave was $1,448 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,448.00 Homeowner's exemption | $91,432 | $211,990 Land $63,268 Building $148,722 |
| 2023 | $86,267 Land $86,267 | ||
| 2022 | $709.00 | $199,122 Land $53,535 Building $145,587 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6094 Shiprock Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6094 Shiprock Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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