6094 Lake Ave, Elyria, OH 44035 Property Records

Lorain County property record for 6094 Lake Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,266 sqft · built 1946
Lot Size	2.18 acres (94,961 sqft)
Owner	Individual Name on Record
Last Sale	$117,500 (Aug 2017)
Tax Bill	$3,009 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-003-101-039`

Property Details

APN / Parcel Number

Primary APN	`06-21-003-101-039`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,266 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	94,961 sqft (2.18 acres)
Garage Type	Detached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	120 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6094 LAKE AVE
City	ELYRIA
State	OH
Zip	44035-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:ELYRIA TOWNSHIP
Legal Subdivision	NEWBERRY
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1023
Census Tract	70200

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6094 LAKE AVE, ELYRIA, OH 44035-1018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 12, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 26, 2019	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2017 · Amount on Record
Deed Sale	Aug 8, 2017 · Amount on Record
Prior Sale	Jul 28, 2017
Deed Document Number	2017004357
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	6094 LAKE AVE, ELYRIA, OH 44035-1018
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6094 LAKE AVE, ELYRIA, OH 44035-1018

Mortgage

Document Number	0000879496
Date	Jun 15, 2022
Instrument	2022-0879496

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	6094 LAKE AVE, ELYRIA, OH 44035-1018
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000860246
Date	Jan 26, 2022
Instrument	2022-0860246

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	6094 LAKE AVE, ELYRIA, OH 44035-1018
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210807130
Date	Mar 12, 2021
Instrument	2021-0807130

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	6094 LAKE AVE, ELYRIA, OH 44035-1018
Document Number	0000744133
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6094 LAKE AVE ELYRIA OH 440351018, ELYRIA, OH 44035-1018

Mortgage

Document Number	0000744133
Date	Jan 3, 2020
Instrument	744133

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Elyria Township
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,009.00	$55,170 (%) Land $17,530 Building $37,640	$157,630 (-) Land $50,080 Building $107,550
2024	$3,009.00 (-4.05%)	$55,171 (+12.15%) Land $17,528 Building $37,643	$157,630 (+12.14%) Land $50,080 Building $107,550
2023	$3,136.00 (+0.35%)	$49,196 (-0.01%) Land $15,827 Building $33,369	$140,560 (-) Land $45,220 Building $95,340
2022	$3,125.00	$49,200 Land $15,830 Building $33,370
2021			$140,560 Land $45,220 Building $95,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Brightspeed.

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