6092 Speckled Rd, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 6092 Speckled Rd, Pollock Pines, CA 95726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1987
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Sep 2025)
Tax Bill	$4,585 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`042-453-007-000`

Property Details

APN / Parcel Number

Primary APN	`042-453-007-000`
Alternative APNs	`04245307100` `0424530710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	16,988 sqft (0.39 acres)
Terrain	Combination
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Patio Area	1,536 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Street Address	6092 SPECKLED RD
City	POLLOCK PINES
State	CA
Zip	95726-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 60 SLY PARK HLS 6
Legal Subdivision	SLY PARK HLS 6
Legal Lot Number	60
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2002
Census Tract	31406

Owner

6092 Speckled Rd is owned and occupied by an individual who bought it in September 2025.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	6092 SPECKLED RD, POLLOCK PINES, CA 95726-9405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 14, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Prior Sale	Nov 9, 2022 · Amount on File
Deed Document Number	202525356
Prior Transfer Date	Sep 3, 2025
Prior Transfer Doc	0000025357
Record Updated	Oct 29, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 9, 2022
Property Address	6092 SPECKLED RD, POLLOCK PINES, CA 95726-9405
Document Number	0000043145
Map Reference	MB E PG 12
Instrument Date	Nov 4, 2022
Instrument	2022-0043145
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6092 SPECKLED RD, POLLOCK PINES, CA 95726-9405

Mortgage

Document Number	0000043146
Date	Nov 9, 2022
Instrument	2022-0043146

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 14, 2018
Property Address	6092 SPECKLED RD, POLLOCK PINES, CA 95726-9405
Document Number	0000043905
Instrument Date	Sep 21, 2018
Instrument	43905
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6092 SPECKLED RD POLLOCK PINES CA 957269405, POLLOCK PINES, CA 95726-9405

Tax Assessment & Valuation

The 2025 property tax bill for 6092 Speckled Rd was $4,585.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$410,000 (-1.48%) Land $62,000 Building $348,000
2025	$4,585.00	$416,160 Land $72,828 Building $343,332
2023	$4,299.00 (+104.03%)	$400,000 Land $70,000 Building $330,000
2022	$2,107.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6092 Speckled Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6092 Speckled Rd is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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