6091 Westminster St, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 6091 Westminster St, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,137 sqft · built 2003
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$835,000 (Apr 2021)
Tax Bill	$15,343 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-23-02-100-025`

Property Details

APN / Parcel Number

Primary APN	`41-23-02-100-025`
Alternative APNs	`0071650-000000-4` `10004698224`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	4,137 sqft Living Area
Gross Area	6,703 sqft
Upper Floors Area	2,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	435,600 sqft (10 acres)
Garage Area	806 sqft
Driveway	Driveway
Driveway Area	5,028 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	431 sqft
Porch	Porch
Porch Area	1,036 sqft
Patio Area	84 sqft
Shed	1 Shed
Shed Area	110 sqft
Loading Dock	226 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004698224
Old Parcel Number	00716500000004
Street Address	6091 WESTMINSTER ST
City	PUNTA GORDA
State	FL
Zip	33982-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	ZZZ 024123 P197 02 41 23 6.25 AC. M/L P-197 THE N1/2 OF SE1/4 OF NE1/4 OF NW1/4 AND THE N1/2 OF SE1/4 OF SE1/4 OF
Legal Range	23E
Legal Township	41S
Legal Section	02
Legal Subdivision	CHARLOTTE RANCHETTES #197-200
Legal Block	P197
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2012
Census Tract	10503

Owner

6091 Westminster St is owned and occupied by an individual who bought it in April 2021.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6091 WESTMINSTER ST, PUNTA GORDA, FL 33982-3142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage CHARLOTTE STATE BANK & TRUST
Dec 4, 2018	Warranty Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on File
Deed Sale	Apr 1, 2021 · Amount on File
Prior Sale	Dec 4, 2018 · Amount on File
Deed Document Number	2924519
Deed Book / Page	4738 / 462
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 1, 2021
Property Address	6091 WESTMINSTER ST, PUNTA GORDA, FL 33982-3142
Document Number	0047380462
Book / Page	4738 / 462
Instrument Date	Mar 30, 2021
Instrument	2924519
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,845.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6091 WESTMINSTER ST, 6091, PUNTA GORDA, FL 33982-3142

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6091 WESTMINSTER ST, PUNTA GORDA, FL 33982-3142

Mortgage

Document Number	0004738465
Date	Apr 1, 2021
Instrument	4738/465

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	6091 WESTMINSTER ST, PUNTA GORDA, FL 33982-3142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043001631
Date	Apr 6, 2018
Book Page	4300/1631
Instrument	2601279

Lender

Name	CHARLOTTE STATE BANK & TRUST
Type	Bank
Address	PORT CHARLOTTE, FL 33953

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 4, 2018
Property Address	6091 WESTMINSTER ST, PUNTA GORDA, FL 33982-3142
Document Number	0043841666
Book / Page	4384 / 1666
Instrument Date	Dec 3, 2018
Instrument	2666229
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,753.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6091 WESTMINSTER ST, 6091, PUNTA GORDA, FL 33982-3142

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 MACEDONIA DR, PUNTA GORDA, FL 33950-8003

Mortgage

Document Number	0002666230
Date	Dec 4, 2018
Instrument	2666230

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6091 Westminster St was $15,343 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,343.00 Homeowner's exemption	$1,057,099	$1,333,404 Land $550,000 Building $783,404
2023	$16,578.00 (+2.87%) Homeowner's exemption	$997,385 (+3%)	$1,257,239 (+29.84%) Land $440,000 Building $817,239
2022	$16,116.00 Homeowner's exemption	$968,335 Land $272,000 Building $696,335	$968,335 Land $272,000 Building $696,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6091 Westminster St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Nov 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6091 Westminster St is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Nearby Properties on Westminster St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures