60901 E 130 Rd, Miami, OK 74354 Property Records

Ottawa County property record for 60901 E 130 Rd, Miami, OK 74354

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,284 sqft · built 2017
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,500 (Apr 1996)
Tax Bill	$1,431 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-14-027-023-0-004-00`

Property Details

APN / Parcel Number

Primary APN	`0000-14-027-023-0-004-00`
Alternative APN	`3337`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,284 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Detached
Garage Area	900 sqft

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Deck Area	Deck Area
Patio Area	162 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3337
Street Address	60901 E 130 RD
City	MIAMI
State	OK
Zip	74354-7469
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BEG 325.36; W NE COR N2 NE; S 330'; W 330'; N 330'; E 330' POB SEC 14 TWP 27 RNG 23
Legal Range	23E
Legal Township	27N
Legal Section	14
Legal Subdivision	T027-R023
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3064
Census Tract	574700

Owner

Source: Ottawa County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	60901 E 130 RD, MIAMI, OK 74354-7469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit WELCH STATE BANK
Aug 13, 2025	Warranty Deed, Transfer · Closed-End Mortgage WELCH STATE BANK OF WELCH OK
Jan 31, 2017	Deed of Trust, Mortgage · Line of Credit WELCH STATE BANK OF WELCH OK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 1996 · Amount on Record
Deed Sale	Apr 23, 1996 · Amount on Record
Deed Book / Page	592 / 276
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Recording Date	Jul 29, 2026
Property Address	60901 E 130 RD, MIAMI, OK 74354-7469
Document Number	0000003704
Book / Page	1268 / 55
Instrument Date	Jul 20, 2026
Instrument	20263704
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60901 E 130 RD, MIAMI, OK 74354-7469

Mortgage

Document Number	0000003704,
Date	Jul 29, 2026
Book Page	1268/55
Instrument	20263704

Lender

Name	WELCH STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2056

Interest

Rate	6.47%
Max Rate	-1%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Aug 13, 2025
Property Address	60901 E 130 RD, MIAMI, OK 74354-7469
Document Number	001239/369
Book / Page	1239 / 369
Instrument Date	Aug 8, 2025
Instrument	I-2025-003658
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$63.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	60901 E 130 RD, MIAMI, OK 74354-7469

Mortgage

Document Number	I2025003659
Date	Aug 13, 2025
Instrument	I-2025-003659

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	60901 E 130 RD, MIAMI, OK 74354-7469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1043/395
Date	Jan 31, 2017
Book Page	1043/395
Instrument	2017-000384

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank
Address	MIAMI, OK 74355

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	159 Months
Due	Apr 18, 2030

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Wyandotte Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,651 (+3%) Land $1,639 Building $17,012	$163,599 (-11.28%) Land $14,375 Building $149,224
2025	$1,431.00 (+0.28%) Homeowner's exemption	$18,107 (+3%) Land $1,716 Building $16,391	$184,389 (-) Land $16,125 Building $168,264
2024	$1,427.00 (+12.54%) Homeowner's exemption	$17,580 (+3%) Land $1,666 Building $15,914	$184,389 (-) Land $16,125 Building $168,264
2023	$1,268.00 (+2.34%) Homeowner's exemption	$17,068 (+3%) Land $1,640 Building $15,428	$184,389 (-) Land $16,125 Building $168,264
2022	$1,239.00 Homeowner's exemption	$16,571 Land $1,615 Building $14,956	$184,389 Land $16,125 Building $168,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	232 (1985–2019)
Claims Outside the SFHA	28 of 232
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2007 · 55 claims Severe Storms And Flooding, Apr 1994 · 48 claims Severe Storms & Flooding, Oct 1986 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BOLT Fiber Fiber	1,000 / 1,000
The Junction Internet Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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