Oakland County property record for 6090 Raphael Ct, White Lake, MI 48383
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,665 sqft · built 1997 |
| Lot Size | 0.862 acres (37,549 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Dec 2025) |
| Tax Bill | $3,601 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Oct 2021 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | Y-12-05-176-047 |
| Primary APN | Y-12-05-176-047 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,665 sqft Living Area |
| 1st Floor Area | 1,665 sqft |
| Basement Area | 1,645 sqft |
| Unfinished Basement | 1,645 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 37,549 sqft (0.862 acres) |
| Lot Depth | 62.7 ft Depth |
| Garage Area | 731 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 65 sqft |
| Deck Area | 216 sqft |
| Patio Area | 281 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6090 RAPHAEL CT |
|---|---|
| City | WHITE LAKE |
| State | MI |
| Zip | 48383-1199 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1A |
| Legal Description | T3N, R8E, SEC 5 OAKLAND COUNTY CONDOMINIUM PLAN NO 721 HIDDEN PINES UNIT 47 L 11795 P 681 9-18-95 FR 100-017 & 018 |
| Legal Range | 08E |
| Legal Township | 03N |
| Legal Section | 05 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 47 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WHITE LAKE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 130100 |
6090 Raphael Ct, a condominium, is owned and occupied by two individuals who acquired it in August 2026.
Source: Oakland County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6090 RAPHAEL CT, WHITE LAKE, MI 48383-1199 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 11, 2021 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Nov 7, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU |
| Dec 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Aug 22, 2023 | Intrafamily Transfer, Transfer |
| May 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Aug 14, 2018 | Warranty Deed, Transfer TITLE EXPRESS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on File |
| Deed Sale | Dec 4, 2025 · Amount on File |
| Prior Sale | Aug 14, 2018 · Amount on File |
| Deed Document Number | 2025151507 |
| Deed Book / Page | 60751 / 538 |
| Last Transfer Date | Aug 7, 2026 |
| Transfer Doc | 0000120683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 13, 2026 |
| Property Address | 6090 RAPHAEL CT, WHITE LAKE, MI 48383-1199 |
| Document Number | 0000120683 |
| Book / Page | 61455 / 362 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 2026120683 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 6090 RAPHAEL CT, WHITE LAKE, MI 48383-1199 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6090 RAPHAEL CT, WHITE LAKE, MI 48383-1199 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6090 RAPHAEL CT, WHITE LAKE, MI 48383-1199 |
| Investor | Possibly a Property Investor |
| Document Number | 0000240914 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 56974/729 |
| Instrument | 240914 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Sep 14, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6090 RAPHAEL CT, WHITE LAKE, MI 48383-1199 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6090 RAPHAEL CT, WHITE LAKE, MI 48383-1199 |
| Document Number | 20250141710 |
|---|---|
| Date | Nov 7, 2025 |
| Book Page | 60690/177 |
| Instrument | 20250141710 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Nov 30, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 4, 2025 |
| Property Address | 6090 RAPHAEL CT, WHITE LAKE, MI 48383-1199 |
| Document Number | 20250151507 |
| Book / Page | 60751 / 538 |
| Map Reference | LB 11795 PG 681 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 20250151507 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | ELEMENT TITLE LLC, ELEMENT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6090 RAPHAEL CT, WHITE LAKE, MI 48383-1199 |
| Name | Verified Name |
|---|---|
| Address | 210 LANGE DR, TROY, MI 48098-4668 |
| Document Number | 0060752405 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 60752/405 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 22, 2023 |
| Property Address | 6090 RAPHAEL CT, WHITE LAKE, MI 48383-1199 |
| Document Number | 0000091786 |
| Book / Page | 58823 / 865 |
| Map Reference | LB 11795 PG 681 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 91786 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6090 RAPHAEL CT, WHITE LAKE, MI 48383-1199 |
| Name | Verified Name |
|---|---|
| Address | 6090 RAPHAEL CT, WHITE LAKE, MI 48383-1199 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6090 RAPHAEL CT, WHITE LAKE, MI 48383-1199 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000087371 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 54162/462 |
| Instrument | 87371 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MI 48170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Apr 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 14, 2018 |
| Property Address | 6090 RAPHAEL CT, WHITE LAKE, MI 48383-1199 |
| Document Number | 0000134772 |
| Book / Page | 52091 / 00127 |
| Map Reference | LB 11795 PG 681 |
| Instrument Date | Jul 5, 2018 |
| Instrument | 134772 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | TITLE EXPRESS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,408.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6090 RAPHAEL CT, 6090, WHITE LAKE, MI 48383-1199 |
| Name | Verified Name |
|---|---|
| Address | 6090 RAPHAEL CT, WHITE LAKE, MI 48383-1199 |
The 2025 property tax bill for 6090 Raphael Ct was $3,601 with a homeowner's exemption, down 34.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | White Lake Charter Township |
| Unified School District | Holly Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,601.00 (-34.78%) Homeowner's exemption | $192,640 (+10.15%) | $385,280 (+10.15%) |
| 2024 | $5,521.00 (+5.58%) Homeowner's exemption | $174,890 (+9.13%) | $349,780 (+9.13%) |
| 2023 | $5,229.00 Homeowner's exemption | $160,260 | $320,520 |
| 2021 | $4,666.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6090 Raphael Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6090 Raphael Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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