Osceola County property record for 6090 Martha's Ln, Saint Cloud, FL 34771 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 3,117 sqft Living Area |
| Lot Size | 241,627 sqft (5.54 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $650,000 (2020) |
| Tax Bill | $8,730.00 (2025) |
| Primary APN | 15-25-31-4260-0001-0495 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,117 sqft Living Area |
| Gross Area | 4,054 sqft Gross Area |
| 1st Floor | 3,117 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 241,627 sqft (5.54 acres) |
| Parking Spaces | 12 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 720 sqft Garage |
| Porch Area | 217 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 6090 MARTHAS LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9233 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NEW MAP OF NARCOOSSEE PB 1 PG 073 FROM NW COR LOT 49 RUN S 60 FT TO POB, CONT S 760 FT, E 318.18 FT, N 760 FT, W 317.71 FT TO POB SUB TO EASE OF RECORD AKA TRACT C |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 15 |
| Legal Subdivision | NARCOOSSEE NEW MAP OF |
| Legal Tract | 4260 |
| Legal Block | 495 |
| Legal Lot Number | 49 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1039 |
| Census Tract | 43700 |
Source: Osceola County records · APN 15-25-31-4260-0001-0495
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6090 MARTHAS LN, SAINT CLOUD, FL 34771-9233 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 03, 2020 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 03, 2020 · Amount on Record |
| Deed Sale | Dec 03, 2020 · Amount on Record |
| Deed Doc Number | 2020164488 |
| Deed Book / Page | 5844 / 1129 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 04, 2026 |
| Property Address | 6090 MARTHAS LN, SAINT CLOUD, FL 34771-9233 |
| Document Number | 0000073332 |
| Book / Page | 6982 / 1214 |
| Instrument Date | May 22, 2026 |
| Instrument | 202673332 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6090 MARTHAS LN, SAINT CLOUD, FL 34771-9233 |
| Document Number | 0000073332, |
|---|---|
| Date | Jun 04, 2026 |
| Book Page | 6982/1214 |
| Instrument | 202673332 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 03, 2020 |
| Property Address | 6090 MARTHAS LN, SAINT CLOUD, FL 34771-9233 |
| Document Number | 0058441129 |
| Book / Page | 5844 / 1129 |
| Map Reference | MB 1 PG 73 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 2020164488 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 215 OREGON AVE, 215, SAINT CLOUD, FL 34769-2457 |
| Name | Verified Name |
|---|---|
| Address | 6090 MARTHAS LN, SAINT CLOUD, FL 34771-9233 |
| Document Number | 0058441130 |
|---|---|
| Date | Dec 03, 2020 |
| Instrument | 5844/1130 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,730.00 (+6.15%) Homeowner's exemption | $619,551 (+5.99%) | $896,400 (+35.02%) Land $333,000 Building $563,400 |
| 2023 | $8,224.00 (+3.49%) Homeowner's exemption | $584,555 (+3%) | $663,900 (+11.17%) Land $182,000 Building $481,900 |
| 2022 | $7,947.00 Homeowner's exemption | $567,530 | $597,200 Land $182,000 Building $415,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 90% of the US · above 83% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 64 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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