6090 Lapeer Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 6090 Lapeer Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,224 sqft · built 1974
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on Record
Tax Bill	$858 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-034-4014-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-034-4014-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	540 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6090 LAPEER RD
City	CLYDE
State	MI
Zip	48049-4328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1/C-2
Legal Description	W 75' OF E 455' OF THAT PART OF W 1/2 OF SW 1/4 LYING S OF C & O RR R/W. 0.93 A SEC 34 T7N R16E
Legal Range	16E
Legal Township	07N
Legal Section	34
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1029
Census Tract	633200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6090 LAPEER RD, CLYDE, MI 48049-4328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6090 LAPEER RD, CLYDE, MI 48049-4328
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6090 LAPEER RD, CLYDE, MI 48049-4328

Mortgage

Document Number	0005454754
Date	Nov 24, 2021
Book Page	5454/754
Instrument	2021033171

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	6.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,400 (+6.74%)	$148,800 (+6.74%)
2025	$858.00 (+3%) Homeowner's exemption	$69,700 (+17.34%)
2024	$833.00 (+11.96%)		$139,400 (+17.34%)
2023		$59,400
2022	$744.00		$118,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30