6090 Champagne Ln, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 6090 Champagne Ln, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,776 sqft · built 1998
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jul 2013)
Tax Bill	$5,607 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-132-043`

Property Details

APN / Parcel Number

Primary APN	`015-132-043`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	87,120 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	6090 CHAMPAGNE LN
City	PASO ROBLES
State	CA
Zip	93446-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	TR 22 LT 25
Legal Subdivision	TRACT 22
Legal Tract	22
Legal Block	1
Legal Lot Number	25
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1007
Census Tract	10303

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6090 CHAMPAGNE LN, PASO ROBLES, CA 93446-6322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit COASTHILLS CU
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2013 · Amount on Record
Deed Sale	Jul 23, 2013 · Amount on Record
Prior Sale	Mar 2, 2001 · Amount on Record
Deed Document Number	201342617
Prior Transfer Date	Jun 10, 2013
Prior Transfer Doc	0000042616
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6090 CHAMPAGNE LN, PASO ROBLES, CA 93446-6322
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6090 CHAMPAGNE LN, PASO ROBLES, CA 93446-6322

Mortgage

Document Number	0000038591
Date	Dec 16, 2025
Instrument	2025038591

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6090 CHAMPAGNE LN, PASO ROBLES, CA 93446-6322
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6090 CHAMPAGNE LN, PASO ROBLES, CA 93446-6322

Mortgage

Document Number	0000024311
Date	Jun 8, 2022
Instrument	2022024311

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6090 CHAMPAGNE LN, PASO ROBLES, CA 93446-6322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6090 CHAMPAGNE LN, PASO ROBLES, CA 93446-6322

Mortgage

Document Number	0000052889
Date	Sep 25, 2020
Instrument	2020052889

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,400 (+2%) Land $175,047 Building $356,353
2025	$5,607.00 (+3.58%)	$520,981 (+4.04%) Land $171,615 Building $349,366
2023	$5,413.00 (+1.75%)	$500,751 Land $164,951 Building $335,800
2022	$5,320.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surfnet Communications Fiber · Fixed Wireless	2,500 / 2,500
Verizon Fixed Wireless	300 / 20

May also be available: Ranch Wifi, Spectrum.

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