6090 Buck Ward Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 6090 Buck Ward Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,615 sqft · built 2001
Lot Size	0.747 acres (32,547 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Oct 2025)
Tax Bill	$2,331 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-8788-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-8788-8`
Alternative APN	`06-3N-24-0750-000C-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,615 sqft Heated Area
Gross Area	2,387 sqft
1st Floor Area	1,615 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	32,547 sqft (0.747 acres)
Garage Type	Finished
Garage Area	441 sqft
Porch	Open Porch
Porch Area	331 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6090 BUCK WARD RD
City	BAKER
State	FL
Zip	32531-8414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST BAKER S1/2 OF LOT 5 & ALL LOT 6 BLK C & AND E1/2 OF VAC ROAD WEST THEREOF
Legal Range	24
Legal Township	03N
Legal Section	06
Legal Subdivision	EAST BAKER
Legal Block	C
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2040
Census Tract	20102

Owner

6090 Buck Ward Rd is owned by an individual who bought it in October 2025.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6341 CARVER OAKS DR, FAYETTEVILLE, NC 28311-8933
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
Oct 22, 2025	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 25, 2021	Warranty Deed, Transfer · Commercial Mortgage COMMUNITY BANK OF MISSISSIPPI
Mar 8, 2021	Warranty Deed, Transfer MOULTON LAND TITLE INC
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage EGLIN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025 · Amount on File
Deed Sale	Oct 22, 2025 · Amount on File
Prior Sale	May 25, 2021 · Amount on File
Deed Document Number	3779401
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	6090 BUCK WARD RD, BAKER, FL 32531-8414
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6090 BUCK WARK RD, BIRMINGHAM, AL 35231

Mortgage

Document Number	0036540312
Date	Dec 7, 2022
Book Page	3654/312
Instrument	3594901

Lender

Name	COMMUNITY BANK
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 22, 2025
Property Address	6090 BUCK WARD RD, BAKER, FL 32531-8414
Document Number	0003779401
Map Reference	MB 1 PG 12
Instrument Date	Oct 15, 2025
Instrument	3779401
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY LAND TITLE, ATTORNEYS CLOSING & TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6090 BUCK WARD RD, BAKER, FL 32531-8414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6341 CARVER OAKS DR, FAYETTEVILLE, NC 28311-8933

Mortgage

Document Number	0003779402
Date	Oct 22, 2025
Instrument	3779402

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 25, 2021
Property Address	6090 BUCK WARD RD, BAKER, FL 32531-8414
Document Number	0035490521
Book / Page	3549 / 521
Map Reference	MB 1 PG 12
Instrument Date	May 19, 2021
Instrument	3458147
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	449 S FERDON BLVD, 449, CRESTVIEW, FL 32536-4235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6090 BUCK WARD RD, BAKER, FL 32531-8414

Mortgage

Document Number	3549522
Date	May 25, 2021
Instrument	3549/522

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 8, 2021
Property Address	6090 BUCK WARD RD, BAKER, FL 32531-8414
Document Number	0035303614
Book / Page	3530 / 3614
Map Reference	MB 1 PG 12
Instrument Date	Mar 2, 2021
Instrument	3435996
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,045.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6090 BUCK WARD RD, 6090, BAKER, FL 32531-8414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 N FERDON BLVD, CRESTVIEW, FL 32536-2729

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 1, 2020
Property Address	6090 BUCK WARD RD, BAKER, FL 32531-8414
Document Number	0034722356
Book / Page	3472 / 2356
Map Reference	MB 1 PG 12
Instrument Date	Jun 26, 2020
Instrument	3369770
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 NEWPORT DR, 3, CRESTVIEW, FL 32539-5203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6090 BUCK WARD RD, BAKER, FL 32531-8414

Mortgage

Document Number	0034722357
Date	Jul 1, 2020
Instrument	3472/2357

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 2, 2018
Property Address	6090 BUCK WARD RD, BAKER, FL 32531-8414
Document Number	0033571124
Book / Page	003357 / 001124
Instrument Date	Jun 29, 2018
Instrument	3217063
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,249.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6100 BUCK WARD RD BAKER FL 325318416, BAKER, FL 32531-8416

Mortgage

Document Number	33571126
Date	Jul 2, 2018
Book Page	003357/001126
Instrument	3217064

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FT WALTON BEACH, FL 32547-2781

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6090 Buck Ward Rd was $2,331, up 4.5% from the year before.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,331.00 (+4.53%)	$232,566 (+4.55%) Land $21,351 Building $211,215	$232,566 (+4.55%) Land $21,351 Building $211,215
2024	$2,230.00 (-0.62%)	$222,442 (+0.08%) Land $19,410 Building $203,032	$222,442 (+0.08%) Land $19,410 Building $203,032
2023	$2,244.00 (+6.81%)	$222,265 (+8.29%) Land $18,140 Building $204,125	$222,265 (+8.29%) Land $18,140 Building $204,125
2022	$2,101.00	$205,244 Land $16,953 Building $188,291	$205,244 Land $16,953 Building $188,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6090 Buck Ward Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6090 Buck Ward Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
CenturyLink Fiber	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Buck Ward Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures