609 Winterside Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 609 Winterside Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,834 sqft · built 2016
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (May 2025)
Tax Bill	$3,760 (2025)
Deeds & Mortgages	Oct 2025 Transfer May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`054220-1214`

Property Details

APN / Parcel Number

Primary APN	`054220-1214`
Alternative APN	`U32311997F000086000030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,834 sqft Living Area
Gross Area	2,701 sqft
1st Floor Area	1,834 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542201214
Street Address	609 WINTERSIDE DR
City	APOLLO BEACH
State	FL
Zip	33572-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MIRABAY PARCELS 21 AND 23 LOT 3 BLOCK 86
Legal Range	19E
Legal Township	31S
Legal Section	32
Legal Subdivision	MIRABAY PARCELS 21 AND 23
Legal Tract	97F
Legal Block	86
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2010
Census Tract	14121

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10088 FLOWER ST, BROOMFIELD, CO 80021-3779
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 12, 2025	Warranty Deed, Transfer · VA Mortgage ABERDEEN FCU
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Prior Sale	Sep 8, 2016 · Amount on Record
Deed Document Number	2025204308
Last Transfer Date	Oct 15, 2025
Transfer Doc	0000452155
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 21, 2025
Property Address	609 WINTERSIDE DR, APOLLO BEACH, FL 33572-3404
Document Number	0000452155
Map Reference	MB 110 PG 261
Instrument Date	Oct 15, 2025
Instrument	2025452155
Transaction Type	Transfer
Record Updated	Nov 13, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 WINTERSIDE DR, APOLLO BEACH, FL 33572-3404

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10088 FLOWER ST, WESTMINSTER, CO 80021-3779

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 12, 2025
Property Address	609 WINTERSIDE DR, APOLLO BEACH, FL 33572-3404
Document Number	0000204308
Map Reference	MB 110 PG 261
Instrument Date	May 9, 2025
Instrument	2025204308
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	BLUEPRINT TITLE FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17383 HARRISON RIDGE DR, DUMFRIES, VA 22026-2870

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	609 WINTERSIDE DR, RUSKIN, FL 33572-3404

Mortgage

Document Number	0000204310
Date	May 12, 2025
Instrument	2025204310

Lender

Name	ABERDEEN FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	609 WINTERSIDE DR, APOLLO BEACH, FL 33572-3404
Document Number	0000458299
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	609 WINTERSIDE DR APOLLO BEACH FL 335723404, APOLLO BEACH, FL 33572-3404

Mortgage

Document Number	0000458299
Date	Nov 4, 2020
Instrument	458299

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,624 (+36.56%) Land $75,000 Building $253,624	$328,624 (-4.95%) Land $75,000 Building $253,624
2025	$3,760.00 (+6.3%) Disabled Person's exemption Veteran's exemption	$240,647 (+2.9%)	$345,750 (+0.57%) Land $75,000 Building $270,750
2024	$3,537.00 (+1.14%) Disabled Person's exemption Veteran's exemption	$233,865 (+3%)	$343,793 (+12.57%) Land $70,000 Building $273,793
2023	$3,497.00 (+7.5%) Disabled Person's exemption Veteran's exemption	$227,053 (+3%)	$305,407 (-1.78%) Land $55,000 Building $250,407
2022	$3,253.00 Disabled Person's exemption Veteran's exemption	$220,440	$310,951 Land $55,000 Building $255,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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