609 Wayne Ave, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 609 Wayne Ave, Cape May, NJ 08204

Property Summary

Property TypeSingle Family Home
Details1,106 sqft · built 1953
Lot Size0.201 acres (8,777 sqft)
OwnerIndividual Name on File
Tax Bill$3,717 (2024)
Deeds & MortgagesDec 2020 Mortgage
Jan 2020 Line of Credit
APN05-00664-0000-00015

Property Details

APN / Parcel Number

Primary APN05-00664-0000-00015
Alternative APN
  • 050066400015

Interior

Stories1 Story
Building Area1,106 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeFrame
Lot Area8,777 sqft (0.201 acres)
Lot Dimensions131 ft deep x 67 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address609 WAYNE AVE
CityCAPE MAY
StateNJ
Zip08204-1811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLIDO BEACH
Legal Block664
Legal Lot Number15
JurisdictionCAPE MAY NJ
Township / Civil DivisionLOWER
Census Block Group2
Census Block2023
Census Tract21806

Owner

609 Wayne Ave is owned by an individual who acquired it in October 2003.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address3380 CRANE RD, PORT REPUBLIC, MD 20676-2020
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL/OMAHA MTG LLC
Jan 10, 2020Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2003
Deed SaleOct 23, 2003
Deed Book / Page3047 / 100
Prior Transfer DateOct 20, 2003
Prior Transfer Doc3047000100
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address609 WAYNE AVE, CAPE MAY, NJ 08204-1811
Document Number0163280898
Instrument DateDec 1, 2020
Transaction TypeMortgage
Record UpdatedFeb 22, 2021
Title CompanyMAMMOTH TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 WAYNE AVE CAPE MAY NJ 082041811, CAPE MAY, NJ 08204-1811

Mortgage

Document Number0163280898
DateFeb 7, 2021
Book Page116328/000898
Instrument6439
Lender
NameMUTUAL/OMAHA MTG LLC
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueFeb 6, 2031

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address609 WAYNE AVE, CAPE MAY, NJ 08204-1811
Document Number0061530137
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedMar 2, 2020
Title CompanySOUTHWEST FINANCIAL, SWF

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 WAYNE AVE CAPE MAY NJ 082041811, CAPE MAY, NJ 08204-1811

Mortgage

Document Number0061530137
DateFeb 4, 2020
Book Page006153/000137
Instrument3770
Lender
NamePNC BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionLower Township
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictLower Township School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$183,300 (-) Land $119,600 Building $63,700$183,300 (-) Land $119,600 Building $63,700
2025$183,300 Land $119,600 Building $63,700$183,300 Land $119,600 Building $63,700
2024$3,717.00
2023$183,300 Land $119,600 Building $63,700$183,300 Land $119,600 Building $63,700
2022$3,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 609 Wayne Ave; 16 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Wayne Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWER TWP MUA
serves 12,416 people · EPA ID NJ0505002
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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